Take-Home Pay UK: Salary & Tax

Turn a UK salary or hourly rate into take-home pay, without a signal and without an account. The app works out Income Tax, employee National Insurance, student loan and pension, using the published rates for tax year 2026/27 (and 2025/26 if you need last year). NOT A GOVERNMENT APP Take-Home Pay UK is an independent calculator from AS AESTHETICS LTD. It is not affiliated with, endorsed by or acting for HMRC, GOV.UK or any government body. The rates come from these official GOV.UK pages, where you can check them: - Rates and thresholds 2026 to 2027: https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2026-to-2027 - Rates and thresholds 2025 to 2026: https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2025-to-2026 - Income Tax rates and Personal Allowance: https://www.gov.uk/income-tax-rates - Scottish Income Tax: https://www.gov.uk/scottish-income-tax - National Insurance rates: https://www.gov.uk/national-insurance-rates-letters - Student loan repayments: https://www.gov.uk/repaying-your-student-loan/what-you-pay TAKE-HOME PAY Enter your pay by the year, month, week or hour. See what you take home by year, month, 4 weeks, week, day and hour, with income tax, National Insurance, loan repayments and pension shown line by line. YOUR TAX DETAILS - England, Wales and Northern Ireland, or Scotland with its own bands - Personal Allowance, including the reduction for income over £100,000 - Tax codes: 1257L, K codes, BR, D0, D1, 0T, NT and S or C prefixes - Student loan Plans 1, 2, 4 and 5, and the postgraduate loan - Pension: relief at source, net pay or salary sacrifice, as a percentage or a fixed amount - Blind Person's Allowance and Marriage Allowance - National Insurance can be switched off if you are over State Pension age HOURLY AND PART-TIME Convert an hourly rate to an annual salary, or an annual salary to an hourly rate. Work out pro rata pay for fewer hours or days than full-time, and see the take-home pay for it. PAY RISE, BONUS AND OVERTIME See what you actually keep. Enter your current and new pay and the app shows the extra take-home pay and the share of the rise you keep. Do the same for a one-off bonus or for overtime hours. SAVE AND SHARE Save scenarios on your phone and open them again later. Share a result as text. PRO (COMING SOON ON ANDROID) The core calculator stays available to everyone. Pro will add: - Compare two salaries side by side - Payslip check: compare the figures on a payslip with the estimate - Unlimited saved scenarios - PDF and CSV export Pro is coming soon on Android and cannot be bought yet; the app will show it when it is available. This Android version shows no ads. GOOD TO KNOW - Results are estimates. Your payslip and HMRC decide what is actually deducted. - The calculation assumes the same pay all year and standard employee National Insurance. Payslips work tax out month by month, so small differences are normal. Contact: [email protected]

First release: UK take-home pay from a salary or hourly rate, with Income Tax, National Insurance, student loan and pension for 2026/27 and 2025/26.