StarBank

StarBank helps parents turn chores, homework and good habits into points that children can save up and spend on rewards you agree on together. A simple, fair system your family can stick to — even offline. HOW IT WORKS • Set up your family in a couple of minutes. Common chores and rewards are ready to go, so you never start from a blank screen. • Award points in a few taps when a task is done. Tasks can be flat (“Make the bed” = 3 points) or measured (“Study” = 10 points per 30 minutes). • Redeem points for rewards: screen time, treats, a toy, or “cash out” into savings or pocket money at your own point value. • Each child sees their balance grow, in points and in money, plus what they can afford right now, and a savings goal in points or money. • A daily chore list: pick which chores are due on which days (every day, weekdays, weekends or your own), then tick them off on Today. • Forgot to tick one? Fill in any of the last 7 days. • Streak bonus: extra points when a chore is done N days in a row. • An ⓘ next to each feature explains it with an example. FAIR AND TRANSPARENT • Every award and redemption is kept in a history, so there are no arguments about “you already spent that”. • Made a mistake? Void an entry with a reason — it stays visible in the history. • Weekly, monthly and all-time reports for each child show what was earned and spent, and which chores they do most. MONEY JARS — LEARN WHAT POINTS CAN DO (optional) • New points land in your child's Pocket; together you plan how many go into Spend, Save and Give — and, as they grow, Save that earns interest like a fixed deposit and Grow that moves with a pretend share market (pretend points, real lessons, no investment advice). • Or tell the story yourself: add a rate cut or a good monsoon and talk about why Grow moved. • A Piggy Bank per child for gift money from relatives, kept in money. • One level per child, suggested from their age. Try the extra levels free for 30 days. • A weekly money talk with conversation cards, and a monthly summary. CHILD MODE AND FEELINGS • Hand your phone to your child, or use it together with them: they see their own points, jars and goal, and can plan their jars. Your PIN gets you back. • A gentle feelings check-in with a calm corner. Feelings stay on your phone, only parents see them, and they never affect points. • A home-screen widget per child, drawn as jars, bars, a growing tree, a rocket or a doughnut. ONE FAMILY, SEVERAL PHONES (optional) • Both parents — and grandparents — can each use StarBank on their own phone and see the same children, points and history. • Live family sync is end-to-end encrypted: changes are encrypted on your phone, so not even we can read them. Join a phone with a one-time code. • Grandparents can award points and see history; redeeming, reports and settings stay with the parents. • Live family sync is free for now, with no subscription. Without sync, “Merge a backup” brings two phones together, also free. PRIVATE BY DESIGN • Works offline. No account, no sign-up, no ads, no tracking. • Your family’s data lives on your phone. • Optional voice commands (off until you turn them on): say “Give Aanya 8 points for the dishes”. Speech is understood on your phone — never recorded, kept or sent anywhere. • A parent PIN, with optional fingerprint or face unlock, keeps kids from awarding themselves points. The app locks itself when you leave it. • Back up to a file whenever you like — optionally protected with a PIN — and restore it on a new phone. YOURS TO SHAPE • Add your own tasks, rewards and units (minutes, pages, lessons, laps…). • Choose your currency and how much one point is worth. • A built-in help guide explains everything, by touch and by voice. StarBank tracks points only. It does not move, hold or pay out real money; any “cash out” is a record of what you have agreed to give your child.

Forgot to tick a chore? Parents can now fill in any of the last 7 days, from Today (Yesterday or Pick a day) or the Award screen; History shows it was added late. New streak bonus: give extra points when a chore is done a set number of days in a row.