Spendify: Offline Budget App

Take control of your personal finance with Spendify, the simple, private, and 100% offline expense tracker and monthly budget planner. Manage your daily spending, track income, plan category budgets, monitor credit card bills, and organize loans—all without creating an account or linking your bank. Your financial data is private and stays strictly on your device. No cloud storage, no data tracking, and no bank login required. WHY CHOOSE SPENDIFY? ✔ 100% Offline & Private Money Manager Your money book is saved locally on your phone. Enjoy complete privacy with zero ads tracking, biometric app lock, and secure local database backups. ✔ Quick Daily Expense & Income Tracker Add income and expenses in seconds. Choose payment accounts (Cash, Bank, Wallet), pick categories, attach notes, and filter transaction history effortlessly. ✔ Smart Monthly Budget Planner Set category-wise monthly budgets (Groceries, Dining, Rent, Utilities, Entertainment). Visual progress bars and instant budget alerts help you stop overspending before the month ends. ✔ Multi-Account & Cash Wallet Management Track all your cash in hand, bank accounts, and digital wallets in one place. Easily record transfers between accounts to keep accurate balances. ✔ Credit Card & Bill Due Tracker Stay ahead of credit card debt. Track credit limits, total card balance, available credit, billing dates, payment due dates, and credit utilization rates in real-time. ✔ Loan, Debt & EMI Manager Keep track of money borrowed or lent. Monitor outstanding principal amounts, monthly EMI payments, loan tenures, and payment schedules without complex spreadsheets. ✔ Investment & Net Worth Dashboard Track your investment portfolio, current values, and total returns across mutual funds, stocks, and assets. Watch your net worth grow with clear visual indicators. ✔ Deep Financial Analytics & Spending Insights Understand where your money goes with beautiful interactive charts: • Monthly cash flow analysis (Income vs. Expense) • Category spending breakdown pie charts • 6-month historical spending trend graphs • Financial health score and savings rate projection KEY FEATURES AT A GLANCE: • Clean, modern dark mode and aesthetic claymorphism UI • 100% offline functionality — works anywhere without internet • Instant CSV and database backup & restore • Multiple currency support for international travelers and global users • Daily transaction reminder notifications to keep you consistent • Biometric security (Fingerprint / Face ID lock) to protect your records • Lightweight and fast performance with zero battery drain WHO IS SPENDIFY FOR? Spendify is built for anyone looking for a clean, private spending tracker, household budget planner, student expense log, or freelance money manager. If you want full control of your personal finances without exposing your bank accounts to third-party servers, Spendify is made for you. Download Spendify today and take the stress out of managing your money—offline, private, and always secure.

Welcome to Spendify! Take full control of your personal finances with a 100% offline, privacy-first expense tracker. What you get in this release: • Quick daily expense and income logging • Multi-account, credit card, and loan tracking • Custom category budgeting with instant spending alerts • Interactive analytics and visual monthly reports • Automated daily evening reminder to log expenses • Secure offline-first database with manual JSON backup and restore