Financial Calculator: Loan EMI

FinCompass is an all-in-one finance app for loans, EMI, investments, deposits, tax, retirement, and wealth planning. Calculate, compare, and understand money decisions with clear results, charts, schedules, and useful breakdowns. Calculate EMI, plan SIP investments, compare FD/RD returns, estimate EPF/PPF/NPS/SSY maturity, check loan eligibility, calculate credit card payoff, compute income tax and take-home salary, track your net worth, and plan retirement savings. Plan smarter. Calculate faster. Understand your money better. Key Financial Calculators Loan & EMI • Personal Loan, Home Loan EMI Calculator • Loan Eligibility Calculator • Credit Card Payoff Calculator • EMI schedule, principal vs interest chart • Prepayment, top-up, and balance transfer impact • Loan Tracker — log part-payments/top-ups after taking a loan, see updated tenure, interest saved, and payoff date instantly Investments • SIP, SWP, CAGR, XIRR, ROI Calculator • Inflation Calculator • Growth projection, maturity value, total returns Bank Deposits • FD and RD Calculator with full interest breakdown Tax & Salary • Income Tax Calculator (old vs new regime) • Salary / Take-Home Pay Calculator • GST Calculator Retirement & Savings • Retirement, PPF (with post-maturity extension guide), EPF, NPS, SSY, Gratuity Calculator Post Office Schemes • KVP, MIS, NSC Calculator Financial Tracker • Track overall net worth across assets and liabilities with visual projection over time Why Use FinCompass? Simple and Easy Enter values, get instant results. Built for investors, salaried employees, loan borrowers, students, and professionals. Detailed Results Summaries, charts, schedules, principal-interest split, maturity value, total returns, and helpful explanations. Calculation History & Favourites Save and revisit past calculations. Pin favourite calculators for faster access. Export & Share Export supported results and schedules to Excel. Share with family, clients, or advisors. Cloud Backup (Optional) Back up your calculation history and saved inputs to your own Google Drive account, restore anytime on any device. Encrypted, stored in an app-private space only your account can access. Private by Design Calculations stay on your device by default. No account needed unless you enable cloud backup. Offline Friendly Use calculators anytime, even without internet — at home, office, bank, or mid-discussion on loans and investments. Customizable Light/dark/system theme, currency format, decimal places, and tablet-friendly layouts. Go Premium (Optional) Remove ads and unlock everything — one-time lifetime purchase or yearly plan, with a free trial. Who Is This App For? • Investors planning SIP, SWP, FD, RD, PPF, NPS, EPF, SSY, or mutual fund returns • Borrowers calculating loan EMI, credit card payoff, and loan eligibility • Salaried employees planning income tax, take-home salary, EPF, gratuity, and retirement • Families planning deposits, savings goals, and post office schemes • Advisors, students, and professionals needing quick finance calculations Popular Use Cases • Calculate EMI for a personal or home loan; track it after part-payment or balance transfer • Check total interest payable, view EMI schedule • Estimate SIP maturity, plan SWP withdrawals, compare FD/RD returns • Calculate PPF, EPF, NPS, SSY maturity • Estimate income tax (old vs new regime) and take-home salary • Estimate retirement corpus, track net worth over time • Calculate CAGR, XIRR, ROI, and inflation impact • Back up data to Google Drive, restore on a new device • Export schedules and results for reference FinCompass helps you make informed money decisions with practical tools for loans, investments, savings, deposits, tax, retirement, and wealth planning. Install FinCompass today and manage your financial planning in one powerful app.

• Financial Tracker is now free for everyone — add as many entries as you like and use reminders with no limits. • Fixed a crash when restoring a backup after reopening the Backup & Sync screen