Clearpath: Debt Payoff Planner

Plan your payoff with an offline debt tracker. No account needed. Compare debt snowball, debt avalanche and a custom payoff order. Record payments, follow due dates and see your estimated debt-free date. YOUR DEBT PAYOFF PLAN Add your credit cards and loans with their balances, interest rates and minimum payments. Set your payment budget and choose a strategy: • Debt snowball: prioritize the smallest balance. • Debt avalanche: prioritize the highest interest rate. • Custom: choose your own debt order. Use the loan payoff calculator to estimate monthly payments, total interest and payoff dates. Explore how extra payments could change your forecast, then review the plan in charts and tables. TRACK PAYMENTS AND PROGRESS • Record payments, interest and new charges in your payment history. • Set payment reminders for upcoming due dates. Notifications need your permission. • Add a home screen widget to see remaining debt, progress and your next payment. KEEP A COPY OF YOUR PLAN Export forecast tables to CSV, PDF or XLSX to review or share. Save a portable backup file and restore it in the app. OFFLINE PLANNING, OPTIONAL CLOUD Local debt planning works offline without an account. There are no ads. Planning, payment tracking, reminders, exports and file backups do not require a purchase. An optional account adds manual cloud backup and restore. Joining another person's shared plan does not require Pro. CLEARPATH PRO Optional Pro purchases add live synchronization between devices and the ability to invite up to four people to view or edit a shared plan. Cloud features need an internet connection and an account. Monthly and yearly subscriptions and a one-time lifetime purchase are available through Google Play. Prices are shown before purchase. YOU CONTROL WHAT YOU SHARE You choose whether to upload a plan, share an export or invite another person. Delete your optional account and cloud data in the app or at https://api-production-ab37.up.railway.app/delete-account. Private local plans remain on your device until you remove them. Clearpath does not move money or pay lenders. Forecasts are monthly estimates, not lender statements or financial advice. Your lender's interest calculations and payment dates may differ.

New: send feedback and ideas straight to the developer on WhatsApp, on Free and Pro. I read every message myself and often add your suggestions to Clearpath.