FIRE: Early Retirement Planner

Make your path to financial independence easier to see. FIRE: Early Retirement Planner combines retirement calculators, investment growth projections, historical market games and 442 offline guides. Explore how saving, spending, time and everyday choices could shape your future. FIRE means Financial Independence, Retire Early. Start with a quick calculation or build a more detailed personal plan. No bank connection or separate WonderRivet account is required. FIND YOUR FIRE NUMBER AND TIMELINE Enter your starting investments, contributions, timeframe and growth assumption. Compare future dollars with inflation-adjusted purchasing power, inspect year-by-year results and explore how saving more could change your path. Estimate a FIRE target from retirement needs or enter your own goal. BUILD A PLAN YOU CAN RETURN TO Record accounts, assets and liabilities manually. Track progress with check-ins, explore life-timeline changes and save named what-if scenarios. Advanced Growth models multiple accounts, salary changes, employer matching, vesting, fees, saving pauses and one-time cash flows. EXPLORE 21 CALCULATORS AND TOOLS Work through FIRE planning, retirement paychecks and budgets, modeled federal tax, Roth versus traditional saving, Social Security claiming ages, debt payoff, investment fees, mortgage versus investing, net worth, rental income and more. Explore retirement stress tests, historical retirement replays, market history and inflation history. Results follow the assumptions shown in each tool. PLAY THROUGH LIFE HAPPENS Build savings through historical market periods and fictional life events. Respond to surprise bills, adjust saving and manage a cash buffer. Then continue into the retirement chapter to explore spending, withdrawals and later income. Pause, resume and replay your journey with different choices. LEARN BY DOING In Time vs. Timing, move between investments and cash, then compare your result with staying invested through the same historical period. Predict the outcome of two saving plans in Which Grows More? Test money beliefs with 212 Burn the Myth cards. Explore employer matching, fees, inflation and rough market starts through additional interactive activities. FOLLOW YOUR CURIOSITY Search 442 guides across 20 categories, follow 43 reading paths and look up 231 plain-English glossary terms. Choose Beginner, Intermediate or Advanced suggestions. Bookmarks, reading progress and Continue Reading help you pick up where you left off. Related guides connect explanations with tools and games. PLAN OFFLINE Core calculators, bundled guides and activities work offline. Your manually entered plan saves on your device. Export and restore backups, explore four visual palettes and adjust supported sound and motion options. External references and opening a shared Play Store link require an internet connection. U.S. planning topics use USD unless stated otherwise. Calculations and simulations are educational estimates based on stated assumptions, not personalized financial, investment, tax or legal advice. Historical results do not guarantee future performance. WonderRivet Studios [email protected]

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