Offline expense tracker, no login. Budgets, charts, PDF; data stays on device
Money Manager is a personal expense tracker that works entirely on your phone: income, expense and transfer records, budgets, tags, a spending calendar, clear charts and Excel-safe CSV — with NO login, no banner or pop-up ads and no cloud account. Your financial data never leaves your device. Available in 13 languages.
FREE
✓ Unlimited transactions — income, expense and transfers between accounts
✓ Fast keypad entry with a thousands key and +1k/+10k/+100k/+1M buttons; type "45k coffee" and the amount and note are filled in
✓ Tags — add #trip or #wedding to any entry, filter and search by tag, see this month's total per tag
✓ Bulk edit — select many entries and change category, account, date or tags at once, or delete them, with undo
✓ Check against your statement — tick cleared entries, enter the statement balance and see the difference, with suggestions
✓ Repeating payments — subscriptions and bills spotted from your own entries, with a monthly and yearly cost
✓ Year in review — 12 months of income, expense and net, top categories, share as text
✓ Templates, duplicate in one tap, frequent categories first
✓ Record without opening the app: reminder button, Quick Settings tile, app shortcuts, home-screen widget, Tasker/MacroDroid intent
✓ Custom categories with emoji, colors and subcategories (Food › Coffee)
✓ Up to 5 accounts — cash, bank, e-wallet, credit card — balances always computed from transactions
✓ Credit cards: statement and due days, limit and amount due
✓ Monthly and weekly budgets with 80% and over-budget alerts; carry what's left into next month
✓ Balance forecast 30 days ahead with the lowest point
✓ Safe to spend per day, month recap and on-device insights — nothing sent anywhere
✓ Spending calendar, category pie, 12-month bars, weekday averages, net-worth chart
✓ Smart search with or without accents, with totals and filters by date, account, category, type, amount and tag
✓ CSV export with UTF-8 BOM (Excel-safe accents) and CSV import from Money Lover and similar apps
✓ Manual backup/restore to a file you pick
✓ PIN lock with optional fingerprint unlock, dark mode
WHY PEOPLE CHOOSE THIS APP
• No login — record your first expense seconds after install.
• Your ledger stays on your phone — no sync server to go down.
• No banner or pop-up ads. The only ads are optional reward videos you choose to watch for credits.
• Only anonymous usage and crash statistics (can be switched off in Settings), plus Google Play Billing and, if you watch a reward video, Unity Ads (device and ad identifiers). Your transactions, notes, tags, account names and amounts never leave the device.
PRO
Pro is available as a one-time lifetime purchase, or as a yearly, 3-month or monthly subscription. All of them unlock exactly the same features, and everything works offline.
★ Unlimited accounts
★ Recurring transactions — daily/weekly/monthly, with catch-up for missed periods; turn a repeating payment into one in a tap
★ Automatic backups to a folder you choose (for example a Google Drive or OneDrive folder through the system file picker), with optional password encryption (AES-GCM)
★ Monthly PDF report and year-in-review PDF, ready to share
★ 12-month trend for any tag and the full history of statement checks per account
★ Card payment reminders and a 60/90-day forecast per account
★ PC Manager over Wi-Fi — view your ledger and download CSV in a desktop browser on the same network; read-only, token-protected
★ Multi-currency with your own exchange-rate table (rates are entered by you; the app does not fetch rates online)
★ Receipt photos attached to transactions
★ Debt tracking — loans given and taken, due dates, overdue highlighting
★ AMOLED black and 2 color themes
Not ready for Pro? You get 5 free credits. Spend 1–2 credits to open the PDF report, PC Manager, receipt photos or a Pro theme for 24 hours, and earn +1 credit per optional reward video (up to 5 a day).
Restore purchases anytime from the Pro screen.
What's new
New in 1.18.0:
• Warranties: when you add or edit an expense, set how long the purchase is covered (3 months to 5 years). More → Warranties lists what is still covered, soonest end first, and marks the ones ending within 30 days. Tap one to open the expense and its receipt photo
• Warranties are included in your backup