Loan Calculator

Loan Calculator gives you clear answers about any loan before you commit. Choose a loan type, fill in a simple form and see your payment, total interest, payoff date and true cost in seconds. It works offline and needs no account. FOUR FOCUSED CALCULATORS • Personal Loan: fees, payment frequency and optional extra payments • Mortgage: home price, down payment, property tax, insurance and PMI • Auto Loan: sales tax, trade-in, rebates and balloon payment • Business Loan: flat or reducing interest, grace periods, after-tax cost and DSCR CLEAR RESULTS • Payment amount, total interest, total cost and payoff date • Number of payments at a glance • True APR that includes fees, so you see the real cost of borrowing • Principal versus interest chart • Balance-over-time chart you can drag to explore • Year-by-year breakdown of principal and interest EXPLORE WHAT-IF SCENARIOS • Rate sensitivity: see how your payment and interest change if the rate moves up or down • Term comparison: compare shorter and longer terms side by side • What-if options for extra payments to see interest you could save • Plain-language insights about your loan FULL REPAYMENT SCHEDULE • Every payment with its date, principal, interest and remaining balance • Switch between monthly and yearly views • Jump to any month • Milestone markers, such as when you reach 25% paid BUILT TO BE EASY • Clean, modern layout with light and dark themes • Choose your currency from a searchable list • Large, readable numbers • Reset and recalculate in a tap • Your last inputs are remembered on your device PRIVATE BY DESIGN • No sign-up and no account • Works offline • Your numbers stay on your device Use Loan Calculator to compare offers, plan a purchase, check a quote from your lender or see how extra payments could shorten your loan. Important: Loan Calculator provides estimates for information only. Results are not financial, legal or tax advice, and the terms a lender offers may differ. Please confirm the details with your lender.