UAE Wealth Tracker

UAE Wealth Tracker shows what you owe on your credit cards, when it is due and where your money goes, using the PDF statements your bank already sends you. Everything is read and stored on your phone. There is no account, no server and no tracking. HOW IT WORKS 1. Pick a statement PDF on your phone (the password-protected file your bank emails you). 2. Enter the statement password. You can let the app remember it in your phone's secure storage, so next month's statement opens by itself. 3. The app reads the statement on the device and checks that the transactions add up to the statement's own printed totals before you save. WHAT YOU GET • Cards at a glance: statement balance, minimum due, due date and how much of your limit is in use. • Reminders inside the app for upcoming due dates, high limit usage, unusual spending and a statement that is due. • Spending insights: by category, month by month for the last six months, and your top merchants. • Categories you control: create your own, re-tag any transaction, and the app remembers your choice for that merchant. • Net worth: add what you own (gold, stocks and ETFs, property, deposits, cash) using your own estimates, next to what you owe. • Export your transactions as a CSV file for a spreadsheet. PRIVATE BY DESIGN • Statements are decrypted and read on your phone. Nothing is uploaded. • Your data is kept in an encrypted file (AES-256-GCM). The key lives in Android Keystore-backed secure storage. • App lock with fingerprint or face unlock through Android's own prompt, or a 6-digit PIN. The app never sees your biometric data. • The app has no internet permission and works in airplane mode. • No analytics, no ads and no third-party SDKs that collect data. • "Delete all my data" erases everything on the phone, including remembered statement passwords and the lock. BACKUPS, ONLY IF YOU WANT THEM • Save an encrypted backup file, protected with a passphrase you choose, anywhere you like. • Or turn on backup to your Google account. This uses Android's own backup and only runs when that backup is end-to-end encrypted with your screen lock. The app itself never uploads anything. STATEMENTS THE APP CAN READ (version 1) • RAKBANK credit card statements • RAKBANK current account statements • Mashreq credit card statements More statement formats are planned. Free to use. Available in the United Arab Emirates. Requires Android 7.0 or later. UAE Wealth Tracker is an independent app. It is not affiliated with, endorsed by or connected to any bank or any UAE government entity. Bank names appear only to say which statement formats the app can read. The app shows your own figures and gives no financial or investment advice.