Gross-to-net salary calculator for Germany, 2026 tax year rules.
BruttoNetto DE is a transparent gross-to-net salary calculator for Germany.
Get a well-founded estimate of your net salary from your gross income – based on the statutory rules and contribution rates for the 2026 tax year.
### Features at a glance
• Tax classes 1 to 6: salary calculation for every life and tax situation.
• 2026 tariff (§ 32a EStG): basic personal allowance (EUR 12,348) and child allowances included.
• Social insurance: pension, health, unemployment and long-term care insurance, incl. child tiering under § 55 SGB XI.
• Church tax & solidarity surcharge: selectable federal state and church tax status, incl. mitigation zone.
• Monthly and annual views: all deductions clearly itemized.
### Important notice (not a government app)
BruttoNetto DE is a private, independent information service and not an app of any government agency or authority. All results are non-binding estimates without warranty and do not constitute tax or legal advice. Only the official payroll calculations of your employer and the authorities are authoritative.
### Official sources
Calculations are based on publicly available laws and official parameters. Original official sources:
• Income Tax Act (EStG), tariff under § 32a: https://www.gesetze-im-internet.de/estg/__32a.html
• Social Code Book III (unemployment insurance): https://www.gesetze-im-internet.de/sgb_3/
• Social Code Book V (health insurance): https://www.gesetze-im-internet.de/sgb_5/
• Social Code Book VI (pension insurance): https://www.gesetze-im-internet.de/sgb_6/
• Social Code Book XI, § 55 (long-term care insurance): https://www.gesetze-im-internet.de/sgb_11/__55.html
• Solidarity Surcharge Act (SolzG 1995): https://www.gesetze-im-internet.de/solzg_1995/
• Wage tax calculation flowchart (PAP) 2026, Federal Ministry of Finance: https://www.bmf-steuerrechner.de and https://www.bundesfinanzministerium.de
• Social Insurance Parameters Ordinance 2026: https://www.bundesgesundheitsministerium.de
### Privacy
• All calculations run 100 % locally on your device. Salary and financial data are neither transmitted nor stored.
• Banner ads via Google AdMob: advertising and device data are processed by Google according to your consent status (Google UMP SDK).
• You can adjust or revoke your privacy choices in the menu at any time.
Keep track of your net salary – with BruttoNetto DE!
What's new
Official sources for the calculation bases are now linked directly: income tax law, the social insurance codes and the 2026 scale ordinance with all individual paragraphs. The contribution ceiling for health and long-term care insurance was corrected to the official 2026 value (77,400 EUR instead of 69,750 EUR).