Zenzy

ZENZY – DIGITAL FINTECH MARKETPLACE FOR PERSONAL LOANS, COUPONS & DEALS Calm Finance, made easy. Zenzy is a digital fintech marketplace that connects customers with RBI-regulated lending partners for personal loan offers. Customers can explore available loan options digitally based on their eligibility and the assessment conducted by the respective lending partner. Zenzy also brings coupons, deals, and rewards together in one convenient app. 💰 PERSONAL LOANS Explore personal loan offers from our lending partners through a simple, digital application process. •⁠ ⁠Loan amounts: ₹2,000 to ₹5,00,000, subject to borrower profile and lender assesstment •⁠ ⁠Repayment tenure: 62 days to 60 months, depending on the lending partner and loan product •⁠ ⁠Interest rates: Starting from 16% p.a., •⁠ ⁠APR: Starting from 24% p.a., •⁠ ⁠Processing fee: 0%–6%, as applicable based on the lending partner and customer profile •⁠ ⁠Fully digital application process •⁠ ⁠Loan approval, sanction, and disbursal are subject to the lending partner’s eligibility criteria and credit assessment. 📊 LOAN COST & SAMPLE CALCULATION Illustrative Example: •⁠ ⁠Loan Amount: ₹39,600 •⁠ ⁠Interest Rate: 36% p.a. •⁠ ⁠Tenure: 6 months •⁠ ⁠Processing Fee: ₹1,584 •⁠ ⁠GST on Processing Fee: ₹285 •⁠ ⁠Amount Disbursed: ₹37,731 •⁠ ⁠Monthly EMI: approximately ₹7,310 •⁠ ⁠Total Repayment: ₹43,860 This is an illustrative example only. The actual loan amount, interest rate, APR, tenure, EMI, processing fee, and other applicable charges may vary based on the customer’s profile and the lending partner’s assessment. The final applicable terms, including APR and other charges, will be disclosed by the relevant lending partner through the Key Facts Statement (KFS) before the customer accepts the loan. ✅ ELIGIBILITY Eligibility criteria may vary by lending partner. Indicative criteria include: •⁠ ⁠Age: 18–60 years •⁠ ⁠Indian citizen residing in India •⁠ ⁠Minimum monthly income: ₹15,000 for salaried applicants or equivalent for self-employed applicants •⁠ ⁠Salaried and self-employed applicants both can apply. •⁠ ⁠New-to-credit applicants may be considered by some NBFC partners. •⁠ ⁠Credit score requirements may vary by lending partner starting from 550+ depending on what the partners choose from CIBIL CRIF Equifax Experian Scores. Further additional information or documents may be requested by the lending partner during the application process on their platform 🎟️ COUPONS & REWARDS Discover available coupons, deals, and rewards through Zenzy and access offers from participating merchants and partners. 🔐 SECURITY & PRIVACY Your privacy and security are important to us. •⁠ ⁠Secure HTTPS-enabled connections •⁠ 128-bit SSL encryption •⁠ ⁠Data handling in accordance with applicable laws and regulations •⁠ ⁠Zenzy doesn’t share sensitive personal information with any partners or any third parties. 🏦 ABOUT ZENZY & OUR LENDING PARTNERS Zenzy is a technology platform and market place which facilitates display of details of loan product of its partners only and Zenzy is not a bank, NBFC, or lender. Zenzy facilitates access to loan products offered by its RBI-regulated lending partners. The lending partner independently determines loan eligibility, sanction, disbursal, interest rate, tenure, fees, repayment terms, and other applicable conditions based on its policies and credit assessment on their own platform only. Zenzy only displays partner details and provides platform link of partners. All applicable loan terms will be disclosed to the customer by the relevant lending partner before acceptance of the loan on their own platforms. Link to partners page: 📞 CONTACT ZENZY For support or queries: Email: [email protected] Phone: +91 91879 79122 Registered Office: GoodWorks Akshay Tech Park, 3rd Floor, Plot No. 72 & 73, EPIP Zone, Whitefield, Bengaluru – 560066, Karnataka, India CIN: U62099KA2025FTC213166 Zenzy—Calm Finance, made easy.

Finshell Pay is now Zenzy! Our new identity reflects zen, calm, and simplicity — "Calm Finance, made easy." Your account and all your benefits remain exactly the same. We've also made the app smoother and more stable, and added partner-provided games for a more engaging experience. Update now and step into the next chapter with Zenzy!