Loan Calculator & Finance

Want to know how much you could pay for a loan or financing plan? With Financing Simulator, you can estimate monthly payments, interest, and total financing costs, compare different scenarios, and make more informed financial decisions. Calculate estimated payments for car, motorcycle, and home financing, as well as personal loans. Enter the amount, interest rate, and repayment term to see your results. **CALCULATE PAYMENTS AND INTEREST** - Estimate monthly payments and the total amount to be paid. - View estimated interest costs over the selected repayment period. - Track loan amortization and the remaining balance. - Explore different interest rates and repayment terms to compare alternatives. **PRICE AND SAC REPAYMENT SYSTEMS** Choose the amortization method for your simulation: - PRICE: Fixed installment payments under the selected conditions. - SAC: Constant principal repayments, with generally decreasing installments over time. **COMPARE FINANCING OPTIONS** Compare two financing simulations side by side and review differences in installment amounts, interest charges, and total costs. Identify which scenario has the lower estimated total based on the information you enter. **PAY IN FULL OR IN INSTALLMENTS?** Compare the upfront purchase price with the total cost of installment payments. See the difference in currency and percentage to better understand the cost of your purchase. This is a nominal comparison and does not account for unspecified factors such as inflation or investment returns. **SIMULATION HISTORY AND REPORTS** - Save and review previous financing simulations. - Revisit calculations and financing comparisons. - Generate PDF reports with simulation details when the feature is available. **A PRACTICAL FINANCIAL PLANNING TOOL** Use Financing Simulator to estimate payments for vehicles, homes, and personal loans before reviewing actual financing offers. All results are based on the amounts, interest rates, and repayment terms you provide. **IMPORTANT INFORMATION** Financing Simulator is a calculation and simulation tool, not a financial institution. The app does not issue, approve, broker, or offer loans or financing and is not affiliated with banks or lending institutions. All results are mathematical estimates and may differ from actual financing terms, including interest charges, insurance, taxes, fees, and other costs not included in the calculation. Download Financing Simulator and compare your options before making a financial decision!

Refreshed branding, updated design, and improved navigation. Simulations available in Brazilian reais, US dollars, and euros. New: compare upfront and installment prices.