Soldiva: Budget & Savings

Soldiva does more than show what you spent. It shows how every choice brings you closer to financial freedom: spending, saving, net worth, freedom. YOUR DATA STAYS ON YOUR PHONE No account and no server. Your financial data stays on your phone and never reaches us or advertisers. Encrypted AES-256 backup, PIN and fingerprint. AN EXPENSE IN 3 SECONDS - Type "pizza 18 yesterday": Soldiva understands amount, category and date - It recognises many common shops and learns from your corrections - Import your bank statement as a CSV file, without duplicates - Export everything to a file that opens in Excel YOUR FINANCIAL FREEDOM - Your freedom number, with the calculation explained - Days of freedom: how long you could live on what you have - Estimated date in three scenarios: cautious, base and optimistic - What if: see what changes if you save more or spend less - Lean, Classic, Fat, Coast and Barista explained simply BUDGETS UNDER CONTROL - A budget for each category, with a gentle warning if you spend too fast - Your month can start on the day you get paid - Plan of the month: every euro has a job - Subscriptions found automatically - Yearly costs: how much to set aside each month - Your savings rate NET WORTH AND DEBTS - Accounts, investments, home and debts in one chart over time - Debt-free plan with the Avalanche and Snowball methods - Compound interest simulator A COACH THAT TALKS ABOUT YOUR NUMBERS - "Why did I save less?" "How much can I spend per day?" - Weekly actions, financial health score and milestones - It works on your phone, using only your data FREE, WITH ADS All features are included, with no subscriptions and no in-app purchases. Ads keep Soldiva free and never see your financial data. You can watch an ad to get 24 hours without ads. Available in 16 languages. Soldiva gives information and simulations with hypothetical returns: it is not financial advice. It is not a bank and does not connect to your bank account.

First version of Soldiva: spending, budgets and net worth in one app, with your estimated date of financial freedom. Sentence entry, CSV import, debt plan and what-if simulator. Free, with no account: your financial data stays on your phone.