FinX: Budget & Expense Tracker

FinX is a private budget and expense tracker built around one question: where does your money actually go? Track income and spending, add expenses by voice, set savings goals, and read clear reports in a fast, native Android app that works completely offline. With FinX Pro, receipts and bank notifications turn into transactions by themselves. Most finance apps quietly move your transactions to their servers. FinX lets you decide where your ledger physically lives: in a database on your phone, on the open-source FinX server running on your own hardware, or in our optional managed cloud. A short guided setup gets you from install to first entry in under a minute. 💰 EVERYDAY BUDGETING (FREE) - Track income and expenses with categories, sources, and targets - Voice entry: tap the mic, say "12 euros for lunch", confirm the pre-filled form - Smart category suggestions ordered by how you actually spend - Budgets with threshold and over-budget alerts - Home screen widgets for one-tap entry of expenses and income - Search and filter your full history instantly 🎯 SAVINGS GOALS (FREE) - Unlimited goals with custom icons, colors, and deadlines - Visual progress and milestone tracking 📈 REPORTS (FREE MONTHLY) - Monthly category and income-vs-expense analysis with interactive charts - Weekly, yearly, and all-time reports with FinX Pro 🔒 PRIVACY BY DESIGN - Local Mode: your ledger is a database on your phone. There is no signup, and nothing to leak from a server that was never involved - Self-Hosted Mode: the FinX server is open source on GitHub. Run it on a Raspberry Pi or VPS and audit every line it executes - Managed Mode (FinX Pro): zero-setup cloud sync hosted by us in Germany, for multi-device without running a server - Speech recognition for voice entry runs on the device; your audio never leaves it - The app contains no advertising ID and shares nothing with data brokers 📡 WORKS OFFLINE - Full functionality with no internet: add, edit, and review anywhere - With a server, changes sync automatically when you reconnect ⭐ FINX PRO - FREE WHEN YOU SELF-HOST Every Pro feature is included free on your own FinX server. On our managed cloud, FinX Pro is a subscription: - AI Receipt Scanning: photograph a receipt and the transaction fills itself in - AI Voice Parsing: natural sentences become complete transactions and savings goals - Auto-Capture: turn bank and payment notifications into transactions automatically - SimpleFIN Bank Sync: import transactions straight from your bank - Location Reminders: a nudge to log spending when you leave a store - Web dashboard and real-time multi-device sync - Recurring transactions for bills and paychecks, with reminders - CSV import and export in the web dashboard, JSON backup and restore in the app - Weekly, yearly, and all-time reports, unlimited categories, premium color palettes, custom dashboard layout 🎨 MODERN, ACCESSIBLE DESIGN - Material You dynamic color, dark and light mode, built natively for Android 🌍 10 LANGUAGES English, German, Spanish, French, Italian, Portuguese, Dutch, Polish, Russian, Chinese ❓ FINX FAQ Is FinX free? Yes. Budgeting, savings goals, monthly reports, voice entry, widgets, and offline use are free, with no ads. FinX Pro adds AI features, sync, and more, and is free when you self-host. Do I need an account? No. Local Mode works fully on your device with no signup. Does FinX sell my data? No. In Local and Self-Hosted modes your transactions never reach us at all, so there is nothing we could sell. Can I sync across devices? Yes. Self-host for free, or use FinX Pro managed sync. Does voice entry send my audio anywhere? No. Speech is recognized on your phone. Only if you turn on AI voice parsing (Pro) is the text transcript sent for parsing. Is the server open source? Yes. Run your own FinX backend from GitHub. Your money. Your data. Your rules.

• Pro features open the FinX Pro offer right where you tap them: yearly reports, extra categories, backup export and import, recurring reminders. • After buying Pro in local mode, FinX offers to create your FinX Cloud account right away, also from the widget. With Pro already active, you go straight to that step. • Buying Pro from a Pro feature unlocks it immediately.