Expense & Income Tracker

Know where your money goes, plan what you can spend, and keep track of loans and investments, all in one simple app. Your entries stay on your phone: no account, no sign-up, no cloud sync. ADD ENTRIES IN SECONDS • Type a sentence like "lunch 250" and the app fills in the amount, category and date • Speak your entry (English works best, Hindi too; uses your phone's speech service) • Scan a bill with your camera: the amount, date, shop and items are read on your phone • Paste or share a bank message and turn it into an entry (the app never reads your SMS) SEE THE WHOLE MONTH AT A GLANCE • Income, expenses, money invested and balance in one dashboard • A donut chart of where your money went, by category • "Safe to spend today": your daily allowance worked out from your budget • Daily, monthly, yearly or custom date ranges • Any currency: choose it once and amounts follow your region's format BUDGETS THAT HELP, NOT NAG • An overall monthly budget and a budget for each category • Gentle alerts at 80% and 100% • Recurring entries for rent, salary, subscriptions and bills TRACK INVESTMENTS • Stocks, mutual funds, SIPs, deposits, gold, crypto, bonds and more • Yearly return (XIRR), maturity reminders and automatic monthly installments • Plan your monthly investing by category, as a percentage or a fixed amount BORROW, LEND AND CLEAR DEBT • Record money you lent or borrowed, with repayments and optional interest • A payoff planner compares the snowball and avalanche methods STAY MOTIVATED • Savings goals and a net worth view • A spending calendar, no-spend streaks and small weekly challenges ASK ABOUT YOUR SPENDING • Type or say "how much did I spend on food last month?" and get an instant answer built from your own data • It only answers questions about your money PRIVATE BY DESIGN • No account needed and nothing is uploaded: your entries are stored on your phone • Lock the app with your phone's screen lock and hide all amounts with one tap • Back up to a file you control and restore it any time REPORTS YOU CAN SHARE • Export any period to Excel, PDF or CSV Also included: dark theme, a home-screen widget, quick-add shortcuts on the app icon, and search across all your entries. The app shows a small banner ad. Money Tracker records and organises the numbers you enter. It is not a bank, lender, broker or financial adviser, and it does not move money.

Detect SMS related to transaction and make an entry automatically in draft mode. user can accept or reject the entry. Added option read SMS if automatic read is blocked by OEM. Users can click refresh button to import SMS. It will import transaction from the last successful scan.