OurCents: Expenses for Couples

The expense tracker for couples who share their spending, not their data. OurCents has no servers that store your records and collects no personal or financial data. Pair your phones once, then sync directly over Wi-Fi with a tap — no cloud in between. Shared expenses, a shared budget, and nothing shared with anyone else. Prefer to manage expenses on your own? OurCents works just as well on a single phone. Thoughtfully designed down to the small details: well-organized screens that stay clear, even with two people and many expenses. Add expenses in seconds (or simply say them) and set budgets. TRACK TOGETHER • Keep one shared household budget on two phones — free • Android and iPhone sync directly: pair once with a 6-digit code, then on the same Wi-Fi one tap updates both phones — no cloud • Not on the same Wi-Fi? Send a file with Quick Share or any messaging app, and your partner’s app merges the changes from both phones • See who added each expense and how much each person spent • Just for you? Everything works on one phone too; syncing is optional PRIVATE BY DESIGN • No ads, no tracking, no data collection. Your financial data stays on your devices • Everything your phones exchange, sync files included, is encrypted • Lock the app with your fingerprint, face unlock or PIN • Works offline: your data lives on your phones. Internet is only needed to send a sync file, and on some phones for voice entry • Back up to a file (with a password if you like) and restore on any phone; export to CSV THOUGHTFULLY DESIGNED, EFFORTLESS TO USE • Carefully structured, uncluttered screens: everything you need is one or two taps away • Add expenses and income in seconds — your last category is remembered • Voice entry: just say “45 groceries supermarket” and the expense is filled in for you • Quick picks for the things you buy often, and note suggestions as you type • Daily or weekly reminder at the time you choose, so you never forget to log SEE WHERE YOUR MONEY GOES • Monthly overview with your balance and income vs. expenses • Tap any category to see its transactions • Statistics for spending and income: by category, by person and month by month • View transactions for this month, today, the last 7 days, the last 3 months, this year or any custom date range STAY ON BUDGET • Monthly budgets per category with progress bars • See the whole year month by month, and where you stayed within budget • Alerts when a budget gets close (you choose when: 50–90%) or goes over MAKE IT YOURS • Create your own categories and put them in your order • 40 currencies, including EUR, USD, GBP, RON, INR and JPY • Light or dark mode FREE, WITH NO TIME LIMIT Everything above is free, with no ads. Pro is entirely optional — a one-time purchase that unlocks additional features. OURCENTS PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION • Unlimited budgets: go beyond the 3 included for free • Yearly budgets: for gifts, holidays, insurance and other costs that come once or twice a year • Recurring transactions: automatically add rent, salary, subscriptions and other regular expenses or income • Wallets & bank accounts: manage cash, cards, bank and savings accounts, with balances and transfers • Extended statistics: explore your finances by quarter, half-year, year or any custom date range • Excel reports: export any search as an Excel report One Pro is usually enough for two: the budgets and recurring transactions you set up sync to your partner’s phone. Excel reports, longer statistics and wallets work on the phone with Pro. Launch price: until 31 March 2027, Pro costs €7.99 in most euro countries (then €9.99).

Private. Secure. Shared. No sign-up, cloud, ads or tracking. New in 1.1: • Budgets → Year: the year month by month, with the months you stayed within budget • Earlier months keep the budget they had • Calculator in the amount: turn it on in Settings → General, then tap + − × ÷ under the amount • Give your partner a name on your phone (Settings → Partner sync) • Yearly budgets, next to the monthly ones (Pro) Syncing with a partner? Both phones need this update.