Calcsend: EMI & All Calculator

Calcsend is the all-in-one calculator for people who work with numbers every day: loan agents, DSAs, builders, site engineers, shop owners and anyone planning money. Calculate, save it under your client's name, and send a clean report in one tap. EMI CALCULATOR WITH A FULL EMI LIST - Monthly EMI, total interest and total paid - Year-by-year and month-by-month EMI list (amortisation schedule) - Part-payments, one-time or repeating, and interest-rate changes - Choose to lower the EMI or finish the loan sooner - Match the bank: enter the EMI on your statement and the first EMI date - Compare two or three loan offers side by side - Loan eligibility, loan amount from EMI, interest rate from EMI, tenure from EMI - Flat vs reducing rate, balance transfer and prepayment savings SEND A REPORT YOUR CLIENT WILL READ - Clear PDF with the result up front, a chart and the full EMI list - Share image sized for WhatsApp, Excel file or plain text - Add your client's name and a note - With Pro: your logo, business name and phone on every report SAVINGS, TAX AND BUSINESS SIP with step-up, lumpsum, fixed deposit, recurring deposit, PPF, GST with CGST/SGST split, simple and compound interest, CAGR, inflation, discount, margin and markup, percentage. CONSTRUCTION SITE Concrete (cement bags, sand, aggregate), brickwork, AAC blocks, plaster, tiles, paint, steel weight, excavation and truckloads, water tank capacity, construction cost. Works in metres or feet and inches. LAND AND UNITS Plot area for any 4-sided plot, feet and inches maths, land units including gunta, cent, acre, hectare, bigha and more, plus length, weight, volume and temperature. EVERYDAY A proper calculator with clear, backspace, percent and a saved history, plus tip and bill split, age, days between dates, BMI, fuel cost, mileage, unit price and work hours. SAVE EVERYTHING Every result can be saved with a client name, folder and note. Search your records, open them later and send them again. Back up to a file and restore it on a new phone. PRIVATE BY DESIGN - No account and no sign-in - Your records stay on your phone; we run no server that receives them - No contacts, location, camera or microphone permission - Light and dark themes PRO, ONE PAYMENT Pro adds your branding to every report and removes ads. It is a one-time purchase on Google Play, restored on any phone with the same Google account. No subscription. Every calculator, saving and sending stays free, and a feature that is free today will not move to Pro later. Results are estimates for planning. Loan figures can differ slightly from a lender's because of fees, dates and rounding. Calcsend does not lend money or connect you with lenders.

What's new in 1.0.3 - Smoother, more reliable loading across the app - Privacy choices for users in Europe, the UK and US states - Small fixes and improvements