Your German bank account straight over FinTS – no server in between.
Girovo connects your phone directly to your bank — over FinTS, the access German banks and savings banks offer for banking apps. No server in between, no account with us: your login and your transactions stay between your phone and your bank.
OVERVIEW
• Balance with its history, available amount, overdraft and pending bookings at a glance
• Transactions with search, filters and categories
• Several banks in one view
TRANSFERS
• Transfers, instant transfers, scheduled transfers and standing orders
• Verification of Payee before the money leaves
• Scan an invoice's GiroCode with the camera — or share the invoice as an image or PDF with Girovo
• Approve in your banking app (e.g. pushTAN): Girovo stays connected while you approve
INSIGHTS
• Income, spending and categories per month
• Girovo finds your contracts and subscriptions in your transactions by itself
• Monthly budgets and your own notes on transactions
SAFE AND PRIVATE
• Optional fingerprint login — your PIN is encrypted with a key only your fingerprint opens
• Saved data encrypted on your phone
• No ads, no trackers; usage data only if you agree — error reports without account data
• Open source (MIT licence): github.com/elNino0916/Girovo
MADE FOR ANDROID
• In your wallpaper's colours (Material You), light or dark as your phone is set
• Pull to refresh, shortcuts on the app icon
Girovo works with banks that offer FinTS (HBCI with PIN/TAN) — almost all Sparkassen, Volks- und Raiffeisenbanken and many other banks in Germany. Girovo is an independent project and not affiliated with any bank. The interface is in German and English.
Що нового
• Girovo now signs in to your bank with its own registered FinTS product ID
• Accounts that share one account number at your bank – such as a Girokonto and its Depot – now load their Umsätze