Nekoin: Cute Finance Tracker

Nekoin is a quick and friendly personal finance tracker. With Koin, a white cat who cheers you on, logging your income and expenses becomes an easy habit. Nekoin does not need an account, and your financial records are stored on your device. ★ QUICK LOGGING • Calculator keypad; your last account and category are selected automatically • Quick type: "lunch 25k, taxi 18k" becomes several records at once • Voice input and favourite transactions for records you repeat often • Expenses, income and transfers between accounts (transfers are not counted as spending) • Split one purchase across several categories, with tags, payees, receipt photos and family members • Recurring transactions plus bill and subscription reminders ★ RECEIPT SCANNING • Receipt photos are cropped and straightened, then the store name, items, discounts, tax and total are read on your device • The free version includes 30 receipt scans per month ★ AUTO-CAPTURE FROM NOTIFICATIONS (NEKOIN PLUS) • Transaction notifications from the bank and e-wallet apps you choose are read on your device • Every detected transaction goes to a queue; you decide whether to record it or dismiss it ★ BUDGETS AND SAVINGS • Monthly, weekly or custom-range budgets, overall or per category, with leftovers that can roll over to the next period • Payday cycle: periods start on your payday • A daily spending allowance calculated for you • Savings goals and pockets inside your accounts • Debts and loans you track, instalments and pay-later plans, shared bills and arisan groups ★ REPORTS • Charts by category and by account, trends, comparison with the previous period and a spending calendar • Net worth, cash flow and a financial health score • Weekly and monthly kakeibo-style recaps ★ MADE FOR INDONESIA • Indonesian rupiah with rb/jt shorthand • Presets for local banks and e-wallets • THR planner, zakat calculator and arisan ★ CUTE AND PERSONAL • Koin reacts to your records, with a personality you can choose • Badges, a cat sticker collection, logging streaks and a monthly memories album • Dark mode and 6 theme colours • Home screen widgets, a Quick Settings tile and multiple books (for example personal, business and travel) • Foreign currencies with exchange rates you set ★ PRIVACY AND SECURITY • No account and no Nekoin servers; your financial records are stored on your device • PIN and fingerprint lock, plus a mode that hides amounts • Back up to a file you choose (including receipt photos), plus CSV export and import ★ FREE WITH ADS, OR NEKOIN PLUS • The free version shows small ads that never appear while you are logging • Nekoin Plus (optional monthly or yearly subscription): no ads, unlimited receipt scans, scheduled automatic backups, auto-capture from notifications, plus Excel and PDF export The debt, instalment, pay-later and arisan features are for record keeping only. Nekoin does not provide loans, payments or any other financial services.