BANKIR.KG — Debt Tracker

BANKIR.KG is an app for tracking personal loans and debts, income and bank deposits. Record whom you lent money to and whom you borrowed from — the app calculates interest and balances and shows who owes what. Alongside: income from different sources and deposits in banks — what has come in and what is still to come. BANKIR.KG does not provide loans and is not a lender — it is a tool for keeping track of your own arrangements. LOANS AND PAYMENTS • Loans you gave and took, with contact, amount, due date and a comment • Interest per day, month or year, or a fixed amount — calculated by calendar months from the start date • Payments: principal, interest, interest paid in advance; the balance updates itself • Change history for every loan • Notes and receipt photos for loans and payments, including private ones • Pause interest from any past date, with several pause periods • Due date reminders: 3 days before, on the day and weekly until the loan is repaid • A receipt from your bank app or gallery — via Share → BANKIR.KG TOGETHER WITH THE OTHER SIDE • Invite a borrower or lender by email or link — both of you see the loan • The other side marks "I've paid", you confirm the payment • Changes to a shared loan by the other side apply only after you confirm them • "Ask to borrow": send a request to another user — they answer on your terms or their own • Notifications about new loans, payments and connection requests INCOME AND DEPOSITS • Income from different sources — salary, rent, side jobs: a reminder on the day it is due and a "Received" mark • Bank deposits: amount, rate, term and top-ups; a payout schedule by the bank's rules, moved to the next business day • Notifications on deposit payout days and 7 days before the term ends; notes and documents for each deposit CURRENCIES • Kyrgyz som, US dollar, euro, ruble, tenge and yuan • Exchange rates to the som update automatically (fx.kg data) REPORTS • Dashboard: what you are owed and what you owe, month by month • Money movements for any period • Calendar: payments, deposit interest and income by day • Profitability, income flow, payment forecast and a statement of account with a contact — as PDF and Excel CONVENIENCE • Sign in with email, Google or Telegram • App passcode, fingerprint or face • Import contacts from Excel, contact archive • All your data in one Excel file — on any plan • Dark and light themes, English and Russian PLANS Start for free: the Cashier plan covers up to 10 active loans you gave, in som and US dollars. The Banker plan removes the limits and adds advanced reports, Excel export, loan merging, the AI assistant and the Telegram bot. Questions and ideas: [email protected], Telegram @BankirKG_bot (the /support command) or a request right from the AI assistant.

• Reports → Income flow: a Type filter — loan interest, deposit interest, other sources • Reports on the phone: Type and Currency filters in two columns, the Forecast horizon and Lent / Borrowed across the whole screen • About the app: a short word on loans, deposits and income, a link to the site • Cosmetic improvements