CoinWise: Personal Finance

CoinWise Personal Finance is a simple expense tracker and budget planner that helps you understand your monthly spending, organize your money, and keep an eye on your financial picture. Track expenses and income Record everyday expenses, payments, income, giving, savings, and investment contributions. Add entries with an amount, date, category, and optional note. Review your monthly records, correct entries, or add your own categories and groups to fit the way you manage money. Plan a monthly budget Set budgets for spending groups and compare your plan with recorded expenses. Use the six-month budget generator to estimate a starting budget from recent spending, or copy budgets from the previous month. View category totals and see where spending is above or below plan. See your finances clearly The dashboard summarizes recorded income, living costs, investments, and net cash flow. Explore spending across Basic, Lifestyle, Giving, and Investments categories. Switch between months and years, open annual reports, and review your expense and income history. Track savings, investments, and net worth Record contributions to savings and investment accounts, such as an emergency fund, SACCO, money market fund, or shares. CoinWise tracks the amounts you enter; it does not provide live market prices or investment performance. Add yearly asset and liability balances to keep a personal net worth record over time. Keep control of your data CoinWise is designed for private, on-device money management: • No account required • No ads or analytics tracking • Your records are stored on your device, not uploaded to Nextritech • Optional app PIN lock with fingerprint unlock on supported devices • Automatic record backups in Downloads/CoinWise Backup • Restore a backup or export records when you choose Your Downloads backups are separate from the app's private storage and can remain on your device after uninstalling. Keep backup files somewhere safe and delete them yourself when no longer needed. CoinWise is a personal budgeting and expense tracking tool. Add your own transactions and review the results to understand your spending habits and plan your budget. The app does not connect to banks, move money, provide loans, or give investment advice. Download CoinWise Personal Finance to start tracking expenses, planning monthly budgets, and organizing your personal finances with a private money manager built around your records.

What's new in 1.3.0 • 14-day free trial: sign in once with your email (no password) to start it • After the trial you can still view and edit all your records; adding new entries needs a monthly ($1) or annual ($10) subscription • Manage or cancel your subscription from Settings • Available in English, French, Spanish, German and Brazilian Portuguese