Pocketa: Financial Assistant

Money, made clear. Most finance apps make you feel like an accountant. Pocketa makes it effortless: record an expense in under five seconds, see where your money went, and know what is coming next. EVERY ACCOUNT, EVERY CURRENCY • Banks, wallets, cash, savings and foreign-currency accounts • Euros, dollars and more are kept separate, never added together • Reconcile with your bank in seconds; any difference is recorded, never hidden ADD IT IN SECONDS • Quick add for Expense, Income, Transfer, Pay bill, Save and Loan • A home-screen widget and app-icon shortcuts • Notes, tags, payment method and receipt photos when you want them BUDGETS THAT KEEP PACE • Daily, weekly, monthly, yearly or custom budgets, per category or overall • Rollover, early warnings and “at this pace” projections BILLS AND RECURRING MONEY • Rent, subscriptions, utilities and your salary on a calendar • Sure bills record themselves; changing ones ask you first, so your balance is always true • Reminders before they’re due SAVINGS GOALS • Goals with targets, dates and suggested monthly amounts • Every naira comes from a real account, including gifts from friends • Automatic contribution plans and celebrations when you get there DEBTS AND LENDING • Money you lent and money you owe, with partial repayments and interest • Never mixed up with income or spending INSIGHTS AND REPORTS • Plain-language insights: “You’ve spent 23% more on food than this time last month” • Category breakdowns, income vs spending, savings trend, biggest expenses • Export to PDF, Excel and CSV PRIVATE BY DESIGN • Works fully offline. No bank login, no account to create • Encrypted on your phone; PIN and Face ID / fingerprint lock • Optional encrypted backups to your own Google Drive or iCloud Pocketa is free. Pocketa Plus is a single lifetime purchase that removes ads and adds power features. No subscription.