Wealth Lab: Investment Calc

Wealth Lab is a professional-grade investment and financial-independence planner that runs entirely on your device. No account, no sign-up, no tracking — open it and start projecting. PLAN YOUR COMPOUND GROWTH • Year-by-year compound interest with interactive charts • Variable contribution plan (different monthly amounts for different periods) • Inflation-indexed contributions and real (purchasing-power) returns • Fund fees and tax/withholding modelled into net results SEE THE FULL RANGE OF OUTCOMES • Three scenarios: bearish, base and bullish • Monte Carlo simulation with a shaded confidence band • Maximum drawdown, volatility and a Sharpe-style risk ratio • Stress tests: 2008 crash, 2000 dot-com, 1973–74 stagflation REACH FINANCIAL INDEPENDENCE (FIRE) • Lean / Coast / Fat FIRE targets calculated automatically • Adjustable Safe Withdrawal Rate (2%–6%, Trinity-style) • FIRE milestone marked on the chart — see the exact year you get there • Passive income from dividends and Eurobond coupons, with DRIP on/off PRO TOOLKIT • Historical backtest (S&P 500 from 1928, Nasdaq, Gold, BIST) • Decumulation phase (fixed 4%, Guyton-Klinger, market-linked) • Reverse calculator (solve for monthly, years or required return) • Asset allocation with correlation matrix and Sharpe • A/B scenario comparison and life-goal milestones • Live exchange rates with offline cache · PDF + CSV export MULTI-CURRENCY USD, EUR, TRY, GBP, JPY, CHF, CAD, AUD, CNY, INR. PRIVACY FIRST All calculations are client-side. Your inputs and saved plans never leave your device. The optional one-time "Pro" upgrade is processed by Google Play; we use RevenueCat only to enable purchase and restore. No ads. No analytics SDKs. Wealth Lab is an educational planning tool and does not provide personalised financial advice.

Plan your path to financial independence (FIRE) with Wealth Lab. Project investment growth, passive and dividend income, and the savings you need — all with clear, interactive charts.