VyaparLite – Smart Finance

Know where your money is going. VyaparLite is a fast, offline expense tracker, business ledger (Khata) and money manager for personal finances, teachers, tutors, freelancers, service professionals and small businesses. Track expenses, income, budgets, savings goals, customer dues, PDF invoices and spending insights in one clean, ad-free app. ✨ NEW: AUTO-CAPTURE – NEVER FORGET WHERE YOUR MONEY WENT Paid by UPI and forgot by morning? VyaparLite can now notice bank and UPI payment alerts and collect them in one "Detected" inbox, ready for you to review. • Payment notifications: reads alerts from UPI and banking apps like Google Pay, PhonePe, Paytm and BHIM, and picks out the amount, date and merchant. • Bank SMS (optional, off by default): if you turn it on, VyaparLite reads only bank-style sender messages. OTPs, reminders, failed payments and promotions are ignored. • Statement import: upload a CSV, Excel (.xlsx) or PDF statement and turn its rows into entries. PDFs are read on your device with text recognition, so please double-check amounts. • You stay in control: nothing is added to your books until you confirm it. Choose Personal or a business, tap confirm, done. Business money-in is never booked automatically. • Works with both modes: one inbox, and you decide where each item belongs. VyaparLite learns your regular merchants and bank accounts to suggest the right book, and asks when it isn't sure. • No double entries: one payment seen as SMS, notification and statement shows once. • Gentle reminders: if items pile up while you're busy, you get an evening nudge so you can sort them while you still remember. It never nags; it backs off if you're not ready. • Each source can be switched on or off anytime in Settings. 🧘 PERSONAL MODE – Track, Budget & Save • Daily expense and income tracking with custom categories • Lifetime savings balance across months • Category budgets with visual progress bars • Savings goals for big purchases • Smart insights using 50/30/20 and 70/20/10 frameworks • Recurring transactions for rent, bills and salary 💼 BUSINESS MODE – Record, Invoice & Grow • Record sales, fees and income in cash, UPI, card or bank • Cash in / cash out adjustments: capital injection, owner drawings and expense refunds without skewing revenue • Customer ledger (Khata): credit, payments and dues in one tap • Payment reminders via WhatsApp or call • Multi-page PDF invoices with logo, taxes, discounts and payment QR code • Money flow funnel: Gross Sales ➔ Dues ➔ Cash In ➔ Expenses ➔ Net Profit • Edit audit trail for full accountability 📷 SMART RECEIPT SCANNER Scan paper bills with your camera. Text recognition runs on your device, with no cloud upload. 📊 SMART MONEY INSIGHTS • Opening cash, money in, money out and ending position • Month-over-month comparisons and category drivers • Weekend and lifestyle spending patterns • Profit margin analysis and month-end projections 🛡️ SAFE & OFFLINE-FIRST • Works without internet; no mandatory sign-up • Your data stays in a private database on your phone • Automatic local snapshots help protect your records • Auto-capture is processed on your device. Original message text isn't stored, only the amount, date, merchant and reference. • No ads and no selling of your data 📞 DIRECT SUPPORT Reach us on WhatsApp, phone or in-app feedback. We reply within 24–48 hours. 👥 MADE FOR Teachers, tutors, students, families, freelancers, consultants, shops, pharmacies, clinics and small businesses 📌 NOTE VyaparLite is an offline bookkeeping tool and does not replace certified tax or accounting advice. Auto-capture may miss or misread some messages, so please review each item before confirming. Download VyaparLite today. Know where your money is going!

Implemented auto import for income and expenses. Also added auto backup functionality and manual backup from backup history