Tama Loan: Loan Calc

Tama Loan is a private, offline loan calculator for the Philippines. Before you tap "Accept" on an installment plan, a card offer, or a "0% for 12 months" promo, put the numbers in and see what you would actually pay. WHAT YOU CAN DO · Enter any amount from ₱1,000 to ₱200,000, the term, and the monthly rate stated in your contract (2%–5% per month is the usual range for app lenders here). · See the monthly payment, total interest, and the true annual cost. Processing fees are folded in, so the APR you see is the APR you pay. · Open a full month-by-month payment schedule with due dates and running balance. · Compare plans side by side: paying cash, the short term, or the long term. See exactly how much a longer term saves per month and how much extra it costs overall. · Run an affordability check against your take-home pay using a 30% rule of thumb. · Save scenarios with tags and notes, revisit them any time, delete them one by one, or clear everything in one tap. PRIVATE BY DESIGN Your calculations are stored only in this app's private storage on your phone. They are never uploaded, never synced, never shared. We do not ask for your contacts, photos, files, location, or ID numbers. CLEAR, NOT SCARY "Tama" means getting it right. No fear-mongering, no nagging — just the arithmetic that the fine print usually hides. NOT A LENDER Tama Loan is not a lending company, bank, or broker. It does not offer credit, take applications, or decide approvals. Figures are estimates based on the inputs you enter; the contract you sign with your lender governs.

Tama Loan: Loan Calc 1.0.5