CRED: Credit Cards, Bills, UPI

CRED is a members-only app for all payment experiences. trusted by over 1.4Cr+ creditworthy members, CRED rewards you for every good financial decision you make. what payments can you make on CRED? → credit card bills: check & manage credit cards without multiple credit card apps. → online payments: make online UPI payments or pay via credit card on Swiggy, Myntra & more. → offline payments: scan QR codes or Tap to Pay for contactless payments. → pay anyone: send money to anyone through CRED with UPI transfer, even if they use BHIM UPI, PhonePe, GPay or any other UPI app. → transfer money to bank accounts: send rent or education fees from your credit card. → AutoPay: set up AutoPay for recurring bills. → bill payments: pay utility bills, credit card bills, DTH bills, mobile recharges, rent & get automatic bill reminders. simplify your everyday payments with UPI: • make convenient UPI payments & transactions • send money to family & friends with UPI transfer • transfer money to bank accounts • look out for a UPI offer on eligible payments what comes with your CRED membership: - manage multiple credit cards - track your credit score & bank balance - spot hidden charges & duplicate spends - unlock exclusive rewards & privileges bills you can pay using credit card or UPI: rent: pay your house rent, maintenance, office rent, security deposit, brokerage, etc. education: college fees, school fees, tuition fees, etc. telecom bills: prepaid or postpaid recharges, broadband, cable TV, etc. utility bills: electricity, LPG cylinder, water, municipal tax, piped gas bill, etc. FASTag recharge, insurance premium, loan repayment, etc. how to be a CRED member? → you need a credit score of 750+ → download CRED, enter your details & get a free credit score report → if your credit score is 750+, you can verify credit card details & become a member manage your credit score with CRED: ▪️ keep a tab of your past scores & track your present ▪️ see the factors affecting your CIBIL score ▪️ make predictions & improve your CIBIL score credit cards supported on CRED: HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards. • DTPL acts as a Lending Service Provider (LSP) • CRED app acts as a Digital Lending App (DLA) personal loans eligibility criteria • age: 21–60 years • annual household income: ₹3,00,000 • should be an Indian resident • loan amount: ₹100 to ₹20,00,000 • repayment tenure: 1–84 months loan against mutual fund eligibility criteria: • age: 18–65 years • mutual fund investment: min. ₹2,000 portfolio, subject to lender policy • should be an Indian resident • loan amount: ₹1,000 to ₹50,00,000 • repayment tenure: 1 month to 60 months • annual percentage rate (APR): 9.5% to 45% example: if you borrow ₹5,00,000 for 3 years at 20% p.a. EMI: ₹18,582 | processing fee: ₹17,700 total payable: ₹6,68,945 | total cost: ₹1,86,645 effective APR: 21.92% CRED flash: pay at partner merchants now and repay later, as per lender-approved limits, fees, & KFS terms. lending partners on CRED: Aditya Birla Capital Ltd, Axis Bank Ltd, DBS Bank India Ltd, DMI Finance Ltd, DSP Finance Pvt. Ltd, IDFC First Bank Ltd, Kisetsu Saison Finance (India) Pvt. Ltd, KrazyBee Services Ltd, L&T Finance Ltd, Newtap Finance Pvt. Ltd, Poonawalla Fincorp Ltd, Respo Financial Capital Pvt. Ltd, Vivriti Capital Pvt. Ltd, Whizdm Finance Private Ltd, YES BANK Ltd. contact us at [email protected] for any queries grievance officer: Atul Kumar Patro [email protected] send money via UPI, pay your bills, improve your credit score & earn rewards with CRED. download now.

can a machine be so good at behaving like a human that you can't tell the difference? a common question today, was first asked by Alan Turing 6 decades ago. we ask it a little differently: can technology become so seamless that you stop noticing it altogether? that's what our developers have been working on. this update is their answer. an experience so seamless, all you'll notice is how easy everything feels.