Find credit report errors and send dispute letters that cite the law.
Credit800 helps you fix errors on your credit report yourself, using rights you already have under federal law.
NOT A GOVERNMENT APP: Credit800 is made by The Weekend Companies LLC. It is not affiliated with, endorsed by, or acting for any government agency, including the FTC or the CFPB.
Add your credit report from Equifax, Experian or TransUnion by scanning it with your camera or choosing the PDF. Credit800 reads it, finds the items you can dispute and explains why: collections, late payments, wrong balances, and old debts that should have aged off. For each item, Credit800 writes a dispute letter that cites the law that applies, such as FCRA § 611 or FDCPA § 809. Print and mail it yourself, or have us send it by USPS certified mail for $2 a letter.
WHAT'S INCLUDED
• Credit report analysis for all three bureaus
• A dispute letter written for each item
• Dispute tracking with 30-day response reminders
• Letter analysis: scan a letter from a collector or bureau to see what it claims, your rights, and a draft reply
• Score history, a score simulator and a debt payoff planner
• Bureau comparison, statute of limitations and removal date tools
• Guides, a glossary and sample letters
• Optional fingerprint or passcode app lock
ONE PRICE
Credit800 is a one-time purchase. No subscription and no in-app upgrades. The only extra charge is optional: $2 per letter if you want us to mail it for you.
OFFICIAL SOURCES
The legal information in Credit800 comes from these official government sources:
• Fair Credit Reporting Act (FCRA), Federal Trade Commission: https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act
• Fair Debt Collection Practices Act (FDCPA), Federal Trade Commission: https://www.ftc.gov/legal-library/browse/statutes/fair-debt-collection-practices-act
• Disputing errors on your credit report, Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/
• Old debts and statutes of limitations, Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ask-cfpb/can-debt-collectors-collect-a-debt-thats-several-years-old-en-1423/
• Free credit reports, Federal Trade Commission: https://consumer.ftc.gov/articles/free-credit-reports
PLEASE NOTE
Credit800 is a self-help education tool. It is not a government agency, credit repair organization, law firm or lender, and it can't guarantee that any item will be removed or that your score will change. You can always dispute errors directly with the credit bureaus at no cost; Credit800 makes it easier to do it well.
Novidades
Credit800 is now on Android. Scan or upload your credit report, see what you can dispute, and get a dispute letter for each item. Track every dispute and have letters mailed for you if you like.
Detalhes
Versão
1.0.1
Versão mínima do Android
7.0
Comentários
0
Site do desenvolvedor
credit-800.com
Disponível em
Samoa Americana, Guam, Ilhas Marshall, Ilhas Marianas do Norte, Porto Rico, Palau, Estados Unidos, Ilhas Virgens Americanas