IOU Keeper: Money Owed

IOU Keeper makes it easy to remember who paid, who owes what, and what has already been settled. Whether someone covered dinner, gas, groceries, coffee, tickets, a shared bill, or another everyday expense, IOU Keeper gives both people a simple record so nobody has to wonder what happened later. Get paid back without the awkwardness. With IOU Keeper you can: • Track personal IOUs with friends and family • Record when you paid for someone • Record when someone paid for you • Find friends by IOU Keeper username • Send and accept friend requests • See who owes what • Mark IOUs as paid • Settle up with a friend • View your recent activity • Use friendly reminders • Open supported payment apps when it is time to pay someone back • Confirm settlement after the payment is completed Payment app handoff IOU Keeper can help you open supported third-party payment services such as Cash App, Venmo, or PayPal when it is time to settle an IOU. IOU Keeper does not hold, transfer, process, or verify your money. Payments are completed directly through the payment service you choose. An IOU is never automatically marked paid just because a payment app was opened. Simple IOU tracking IOU Keeper is designed for everyday situations between people you know. It can help with shared expenses, money owed between friends, paying someone back, roommate expenses, meals, trips, groceries, gas, and other personal IOUs. There is no bank connection required. Your core IOU information stays focused on helping you and your friends keep a clear record of what is owed and what has already been settled. IOU Keeper is not a bank, lender, debt collector, payment processor, or financial advice service. Keep personal IOUs clear, remember who paid, and settle up without the awkward conversation.

This update improves account reliability and app branding. Changes include: - Fixed signup and login flows that could fail on some devices - Added safe profile recovery for incomplete account records - Improved account initialization and recovery behavior - Updated the Android themed launcher icon to match the approved IOU Keeper logo - General reliability and stability improvements