Expense Tracker: Budget & IOUs

Take complete control of your personal finances with Expense Tracker — the all-in-one, offline-first money manager designed for speed, privacy, and smart budgeting. Whether you want to track daily spending, split bills with friends, manage borrow and lend debts (IOUs), or auto-scan paper receipts with your camera, Expense Tracker makes financial tracking effortless and secure. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🌟 KEY FEATURES ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💰 EFFORTLESS EXPENSE & INCOME TRACKING • Log expenses and incomes in seconds with an interactive built-in calculator keypad. • Categorize transactions with rich icons across groceries, bills, dining, entertainment, shopping, and more. • Create custom categories tailored to your lifestyle. • Filter and search transaction history with instant monthly and yearly net balance summaries. 🤝 DEBTS & IOUs TRACKER (BORROW & LEND) • Never forget who owes you money or who you owe! • Track both Lent (You'll Get) and Borrowed (You Owe) records with friend names. • Set expected repayment due dates with visual calendar indicators. • Log partial repayments and watch balances update in real-time until full settlement. 🧾 SMART RECEIPT OCR SCANNER • Scan paper bills and store receipts instantly using your phone camera or gallery. • Powered by Google ML Kit on-device machine learning for fast, offline text extraction. • Automatically auto-fills store merchant names and total bill amounts without manual typing. 📊 SMART BUDGETS & SAVINGS VAULTS • Set monthly category spending caps to prevent overspending. • Visual progress bars alert you when you reach 80% or exceed your budget limits. • Create personalized Savings Vaults for emergency funds, dream vacations, or gadgets. 💡 FINANCIAL HEALTH SCORE & SMART INSIGHTS • Get an instant 0–100 Financial Health Score based on your savings rate, budget discipline, and cash flow. • Receive intelligent insights highlighting top spending categories and helpful saving tips. 📈 VISUAL ANALYTICS & CHARTS • Interactive donut charts breakdown your spending by category. • Daily spending trend graphs visualize your month-over-month cash flow trajectory. • Export comprehensive spreadsheet reports (CSV) and summary statements anytime. 🔒 100% PRIVATE & OFFLINE-FIRST • No Account Required: Start tracking immediately without creating accounts, usernames, or passwords. • Local Storage: All your transactions, debts, and budgets are stored securely on your device's local database. We never upload or sell your financial data. • Biometric Security: Lock your financial records with Fingerprint or Face Unlock for complete peace of mind. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🚀 UPGRADE TO PRO ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Enjoy an ad-free experience. • Unlimited Debts & IOUs tracking. • Unlimited Savings Vaults & Smart Budgets. • Unlimited CSV report exports. • Unlock all premium categories and unlimited receipt OCR scans. Download Expense Tracker today and master your money with confidence!

• Free Smart Receipt Scanner (OCR) for all users • All default categories completely unlocked • Expanded Debts & IOUs free tier to 10 active records • Fresh new app icon and design refinements • Full Android 15 Edge-to-Edge display support • Performance improvements and bug fixes