Mortgage Calculator: Payoff

Mortgage Calculator: Payoff shows what your mortgage really costs each month, and what every extra payment saves. Add an extra payment and see how much sooner you are mortgage-free and how much interest you keep. Results update as you type, with no sign-up, no account and no location. Your real monthly payment • Principal and interest, plus property tax, home insurance, HOA, PMI and fees • Home price, down payment (amount and percent stay linked), rate and term • Standard, equal-principal and interest-only repayments, where your country uses them • Monthly, biweekly and accelerated biweekly payments • Starts with an example, so you see a result straight away Pay off faster • Extra payment every month, one-off lump sums and yearly payments on one timeline • Rate changes, combined with your extra payments • The new payoff date and the interest you save, as soon as you add an extra • Balance chart with and without extra payments • US: the date PMI can be removed Full schedule • Every payment with its real date: payment, principal, interest and balance • Years that expand into months, with extra payments marked • Export to CSV or PDF (a short ad may come first) Compare plans • Save named plans and keep them between visits • Compare several plans side by side (a short ad may come first) Trust the numbers • "How this is calculated" shows the formula, rounding and assumptions behind every result • Your numbers stay on your device Mortgage Calculator: Payoff gives estimates for information only. It is not financial advice or a loan offer, and your lender's figures may differ.

Initial release