Manage Expenses, Budgets & Accounts with Smart Money Tracking & Automation App
MoneyFlow: Track Your Money is an all-in-one personal finance, money management and expense tracking app designed to help you record, organize and understand your money in one place. Track income, expenses, transfers, budgets, savings, account balances, debts, lending and borrowing.
💰 SMART MONEY & EXPENSE TRACKER
Keep your finances organized with a powerful expense tracker and income tracker. Add income, expenses and transfers, choose the account, payment method and category. Your dashboard gives you a clear view of balance, cash flow, income, expenses and transactions.
📊 FINANCE DASHBOARDS
Create separate dashboards for different financial needs. Keep personal and business finances organized independently, with separate data, account cards and transactions. Switch dashboards easily.
🧾 EASY TRANSACTION TRACKING
Record transactions manually in seconds. Add income, expenses or transfers between account cards. Select categories, accounts and payment modes, add descriptions, and optionally save the same transaction to Smart Khata. One entry can update both your finance tracker and digital ledger.
⚡ AUTOMATIC NOTIFICATION DETECTION — ANDROID
MoneyFlow can detect eligible bank and payment notifications in the background and show a transaction prompt with the amount, debit/credit type and description. Tap Add Transaction, choose your dashboard, account and category, and save without opening the main app.
If a detected transaction is not added immediately, find pending detected transactions in the notification section and add them later. This makes expense tracking faster.
🎙️ FLOATING WIDGET & QUICK ADD — ANDROID
Add transactions without opening MoneyFlow. Use the floating widget from anywhere on your device to quickly enter an expense or income by typing or speaking. Choose your dashboard, account and category, then save. Customize the widget or disable it from Settings.
📅 OVERVIEW & SMART FILTERS
Select a time period or custom date range and filter transactions by category. Review net balance, total income, total expenses and transaction activity.
🎯 BUDGET PLANNER & CATEGORY BUDGETS
Set budgets for spending categories and track how much you have used and how much is left. Budget progress updates with your transactions. Create and customize categories to fit your needs.
💳 PAYOFF PLANS
Track payoff progress for credit cards, overdraft limits and loans. See how much has been paid, what remains and how repayment is progressing over time.
📈 FINANCIAL REPORTS & ANALYTICS
Review total income, total expenses, net profit, savings rate and average daily spending. Analyze category performance to understand your spending.
📉 INCOME VS EXPENSE TREND
Visualize income and expense trends over time. Compare inflow and outflow across days and periods to understand cash flow and spending patterns.
💵 SAVINGS PROJECTION & GOALS
Set a savings goal and see projected savings for future periods based on your current savings rate. Plan ahead and stay focused on your goals.
📒 SMART KHATA — DIGITAL LEDGER
Manage lending and borrowing with Smart Khata. Add customers from your contacts or manually, record money given and received, and view customer-wise and overall summaries. Track outstanding balances and transaction statements.
Smart Khata also includes a separate Analysis mode. Analysis data stays separate from lending and borrowing records.
🔄 COMPLETE MONEY MANAGEMENT
MoneyFlow brings expense tracking, income tracking, budget planning, account management, financial reports, savings goals, debt payoff tracking, lending and borrowing, digital ledger management and transaction automation into one finance app.
🔐 PRIVACY & PERMISSIONS
You stay in control of app permissions through the dedicated Permissions section in Settings. For notification detection, MoneyFlow processes only the information needed to identify a transaction, such as amount, debit/credit type and description.