Budget planner, bill tracker

A simple budget planner and expense tracker that shows how much money you can still spend this month, and how much that means per day. Add what is in your wallets, set a monthly budget and enter your unpaid bills. This budget tracker turns them into one clear number: your estimated money left this month, with a daily spending guide. No bank login and no account. Your data stays on your phone. 💰 Daily spending plan • See your estimated money left this month on the home screen • Daily guide: how much you can spend per day until the month ends • Money for unpaid bills is set aside automatically • Income, expenses and wallet balance at a glance 🧾 Expense tracker and income tracker • A fast expense tracker: add an expense or income in a few taps • Choose a category, wallet, date and note • Search, filter and sort all your transactions • Edit or delete any entry at any time • Calendar view of your daily spending 📊 Monthly budget planner • Budget tracker: set a monthly budget and see spent vs remaining • Add category budgets for groceries, dining, transport, shopping and more • Progress bars show when you are close to or over a budget limit • Budget alerts when spending passes the limit you choose • Browse previous months to compare your budget history 🔔 Bill tracker and subscription tracker • Use the bill tracker for rent, utilities, phone, internet and subscriptions • Recurring bills with due dates • Bill reminders a few days before a payment is due • Overdue bills are highlighted • Mark a bill as paid and the expense is recorded automatically 🎯 Savings goals • Create goals for an emergency fund, travel, a car or a new laptop • Add money and watch your progress grow • See the total saved across all your goals 📉 Debt tracker and loan tracker • Track loans, credit cards and money you owe • See total paid, remaining balance and next due date • Log every payment and follow your debt payoff progress 👛 Wallets and accounts • Cash, bank card, savings and other wallets • Transfer money between wallets • See the recorded balance of each wallet 📈 Reports and spending insights • Income vs expense and net cash flow for every month • Spending tracker by category, so you see where your money goes • Month-by-month reports from your own records 🔒 Private and offline • No sign-up and no account required • Works offline, data is stored locally on your device • Optional fingerprint / biometric app lock • Export to CSV and create a backup file you control • Light and dark mode Who is this money manager for? Students on a tight budget, families planning household spending, freelancers with irregular income and anyone who wants a calm, simple money manager without connecting a bank account. How it works 1. Add your wallets and their current balance 2. Set your monthly budget 3. Add your bills and subscriptions to the bill tracker 4. Record daily expenses, and the app updates what is left to spend Note: this app is a personal budgeting tool based on the records you enter. It does not connect to your bank, does not move money and is not financial advice. Questions or ideas? Email us using the developer contact below. We read every message.

• New: Global budget overview with remaining amount • New: Spending breakdown (category pie) and weekly/monthly charts • New: Currency settings (USD default) and improved formatting • Improved: Transactions list, filters, and search performance • Fixed: Minor UI issues and stability improvements