PennyPod: Budget & Expenses

PennyPod is a simple, private expense tracker and money manager. Log spending in seconds, set monthly budgets, track bills and savings goals, and see where your money goes. No bank linking and no account needed: your data stays on your phone and the app works offline. ADD EXPENSES IN SECONDS • Built-in calculator keypad: type 120+80 and save the total • Expenses, income and transfers between accounts • Categories with emoji icons, plus labels (tags) for trips, projects or people • "Save & add another" for entering several bills in a row • Home screen widget to add an expense without opening the app SEE WHERE YOUR MONEY GOES • Daily list, a spending calendar for the month, and a month-by-month breakdown of the year • Spending by category with a clear chart and ranked list; tap any category to see its transactions • Income vs expense trend by week, month or year • Search and filter by note, category, account, label or date BUDGET PLANNER • Monthly budget for each category, or a different limit for one month • Progress bars show what's left, and turn amber and red as you get close or go over BILLS, SUBSCRIPTIONS AND RECURRING PAYMENTS • Rent, salary, EMIs, phone plans and streaming subscriptions can add themselves on schedule, or wait for you to confirm • Bill reminders on the day or a few days before • See your total monthly cost of subscriptions SAVINGS GOALS • Save for a phone, a trip or an emergency fund • Track progress, and see how much to put aside each month to reach your target date ACCOUNTS AND BALANCES • Cash, bank accounts, credit cards, wallets and more, each with its own balance • Adjust a balance when it doesn't match your bank PRIVATE AND SECURE • Works offline. No bank login, no SMS reading • App lock with PIN and fingerprint • Amounts hidden on the widget when app lock is on • Optional backup to your Google account and restore on a new phone MADE FOR YOUR CURRENCY • 49 currencies, each written the way it's written there: ₹12,34,567.89 with lakhs and crores in India, $1,234,567.89 in the US, 1.234,56 € in Europe • Light and dark theme PENNYPOD PREMIUM (optional) Everything you need to track money is free, with unlimited transactions. Premium adds: • Automatic daily backup • Deeper insights: savings rate, change vs last period, daily average, biggest expense • Unlimited accounts, recurring payments and savings goals • Export to CSV to open in Excel or Google Sheets • Month overview widget Whether you want a daily expense tracker, a budget planner for the month, a bill reminder for subscriptions, or a simple money manager to save more, PennyPod keeps it quick and private. Questions or ideas? Use Send feedback in the app's Settings.