Pocket Ledger: Expense Budget

Pocket Ledger is a personal money journal for the records you choose to enter. Add everyday spending, income and transfers, then review your monthly cash flow and account balances. No registration or bank connection is needed. Your financial records are stored on your device, and the main tracking tools and reports work offline. RECORD THE DETAILS THAT MATTER Create income or expense entries with an amount, currency, account, category, date and note. Choose a suggested category or type your own. Today and yesterday shortcuts help with recent spending. Edit a saved entry when a detail changes, or delete it after confirmation. Search notes, categories and accounts and filter the journal by income, expense or transfer. ACCOUNTS WITHOUT DOUBLE COUNTING Create separate accounts with names, currencies and opening balances. Move money between two accounts in the same currency using a transfer. It changes both balances without adding a new income or expense. The overview separates net cash flow for the selected month from account balances across all recorded dates, so these different totals are easier to understand. CURRENCIES KEPT SEPARATE Choose RUB, USD, EUR, GBP, JPY, INR, CNY, BRL, IDR, KRW, AED or GEL. Totals and budgets stay separate for each currency. Amounts use two decimal places throughout the app, including JPY and KRW. There is no automatic currency conversion or exchange-rate service. A transfer requires two different accounts with the same currency. A PRACTICAL MONTHLY BUDGET Set a spending limit for the selected month and currency. See how much you have spent and what remains, including when spending exceeds the limit. Compare expenses with the previous month and review the breakdown by category. These reports are available with the main accounting tools, without a required ad view. The calculations reflect your entries rather than a live balance from your bank. REPEATING RECORDS Schedule weekly, monthly or yearly entries. Due dates are added when you open the app; reopening does not create another copy of the same occurrence. Month-end dates keep their original day where the month allows it. Repeats are journal records, not automatic bank payments. Deleting a repeating source stops its future repeats while already created entries remain in the journal. EXPORT AND KEEP A COPY Export the journal as CSV for a spreadsheet. Save a JSON backup to restore Pocket Ledger records later. Choose a destination through Android’s file picker. Restore shows the backup’s contents before confirmation, adds missing records while keeping existing ones, and updates saved budget limits. These files are not encrypted and contain personal financial information. Keep a copy before changing phones or uninstalling; local storage alone is not a backup. READ IN YOUR OWN WAY Use light, dark or system theme and one of eleven interface languages. Your own account names, notes and categories remain as entered when you change language. No contacts, SMS, camera, microphone or location access is needed for manual bookkeeping. The app does not connect to banks, make payments, issue loans or provide investment advice. ADVERTISING CHOICES Yandex ads support the app through a lower banner and eligible app-opening ads. Optional rewarded video gives 24 hours without ads after completion; the main functions do not require it. Ads need a network connection and their provider may process device identifiers, as described in the privacy policy. Your journal is not used by the app as an advertising targeting parameter. For an occasional purchase, leave Repeat set to No repeat. For a regular record, check the first date and the interval before saving. CSV is a viewing format for external tables; restoring the app uses its own JSON backup. The app does not promise to import backups made by another money tracker. Deleting all entries and budgets requires confirmation. Accounts and their opening balances remain, and separately exported files are not deleted.

Log income, expenses, accounts and budgets offline. CSV export and JSON backup. First release. Core features work offline. Records are stored locally on your device. Supports 11 interface languages and light, dark and system themes.