Ultra Cash

Ultra Cash by Ultra Capital Partners Ltd is Zambia's salary advance app. Get a salary advance loan with flexible repayment over 61–90 days. SECURE & REGULATED Bank-level AES-256 encryption with biometric login. Licensed and regulated by the Bank of Zambia. LOAN TERMS & DISCLOSURES Repayment period: Minimum 61 days, Maximum 90 days Annual Percentage Rate (APR): Up to 87% (90-day loan) No hidden fees — all costs disclosed upfront before you accept REPRESENTATIVE EXAMPLE Loan amount: K1,000 Repayment term: 90 days (3 months) Interest rate: 15% total (87% APR) Total cost of loan: K150 Total repayable: K1,150 Approximate monthly repayment: K383.33 HOW IT WORKS 1. Sign up with your national ID and employer details 2. Choose your loan amount — up to 50% of your net salary 3. Get approved in minutes 4. Funds sent directly to your mobile money or bank account 5. Repayment spread across multiple salary cycles (61–90 days) ELIGIBILITY Must be formally employed in Zambia Must have a valid national ID Must have a verifiable salary WARNING: Late repayment can cause you serious financial difficulties. Borrow responsibly. Ultra Capital Partners Ltd is licensed and regulated by the Bank of Zambia. Registration No. 120210015883.