Motshelo Manager – Stokvel App

Motshelo Manager keeps your group's money records in one place on your phone: contributions, loans, fines, funerals and share-outs. Built in Botswana for motshelo, stokvels and funeral societies. GROUP TYPES • Motshelo – monthly savings, loans with interest, share-out at year end • Rotating – one member takes the pot each round • Grocery – save together and buy in bulk at year end • Investment club – pool money toward a shared investment • Funeral pledges – each bereavement has its own pledge list • Funeral society – monthly contributions and set benefits for members and dependants CONTRIBUTIONS AND REMINDERS • Mark who has paid, part paid or is overdue • Late fines added for you • Send one WhatsApp reminder to your group chat • Record cash, Orange Money, MyZaka, Smega or bank payments LOANS WITH WHATSAPP AGREEMENTS • The borrower accepts the agreement on WhatsApp before money is released • Guarantors for non-members • Repayments, penalty interest and group-approved discounts SHARE-OUT • See what each member would receive today • Close the season: profit only, full share-out or a percentage • Send the share-out statement to the group so everyone sees the figures FUNERALS AND SOCIETIES • Pledge lists with a check on earlier contributions • Admin charges, expenses and handover to the family • Society benefits, waiting periods, joining fees and lapsed cover • Dependants register and cover check for every claim • Bring in existing members with their opening balance MEMBERS ONLINE Members install the app, sign in with their phone number and a PIN, and see their own savings, payments and loans. Members can only look; the treasurer keeps the records. REPORTS AND STATEMENTS • Member statements on WhatsApp or email • Year report as a PDF • Pledge lists as PDF or Excel • View-only copies that open on any phone SAFE AND PRIVATE • App PIN and fingerprint lock • Block screenshots • Password-protected backups to Google Drive or a folder you choose • Assistant treasurer handover so the group never loses its records • Works without internet. No ads. LANGUAGES English, Setswana, Sesotho, Afrikaans and French. Each member gets messages in their own language. FREE AND PRO Free forever: one group of any type with up to 12 members. Pro plans add unlimited groups and members, automatic weekly backup, season close with dividends and more. Monthly or yearly, with a free trial. Help and manual: https://motshelo-help.vikaranet.workers.dev Motshelo Manager is a record-keeping app. It does not lend, hold or move money.

First release of Motshelo Manager: savings, loans, funerals and share-outs for your motshelo or stokvel, with Members online and a full help manual in English and Setswana.