Kotak Bank: 811 Mobile App

Experience seamless banking with the Kotak811 Mobile Banking App. Kotak811 is a mobile banking app for people who want to open and manage a bank account online, make UPI payments, grow their savings and access everyday banking services from their smartphone. Getting started is easy. Apply for a zero-balance savings account online through a paperless process. Complete your application in minutes, followed by the required verification process. Once your account is active, use the app to check balances, view statements, transfer money, make UPI payments, and manage your savings. OPEN A ZERO-BALANCE SAVINGS ACCOUNT ONLINE A Kotak811 zero-balance savings account comes with no minimum balance requirements. Eligible customers can apply online through a digital application process and complete the required verification online, which makes opening a bank account a convenient and hassle-free experience. Use Kotak811 to: • Apply for a zero-balance savings account online • Complete your online account application in minutes • Check account balance and view bank statements • Track expenses and manage everyday savings • Access mobile banking services from your smartphone MAKE UPI PAYMENTS Kotak811 brings mobile banking and UPI payments together in one app. Register for UPI and make secure online payments through the Kotak811 app. Send or receive money and manage everyday payments from your bank account. OPEN AND MANAGE FIXED DEPOSITS Grow your savings by opening and managing fixed deposits through the Kotak811 app. Explore fixed deposit options with different tenures and applicable interest rates. You can also access recurring deposit services, making it easier for a regular savings plan. CREDIT CARDS AND PERSONAL LOANS Manage eligible Kotak credit cards through the app. Track card spending, make payments and access applicable rewards. Eligible customers can also apply for personal loans with minimal documentation, subject to the bank’s approval and applicable rates and terms. INVESTMENTS, INSURANCE, AND REWARDS Explore mutual fund investments and insurance products available through the app. Access applicable rewards and cashback offers on eligible transactions. Availability, eligibility and terms may vary. SECURE MOBILE BANKING Kotak811 uses security features such as biometric login and encryption to help protect access to your account. Check balances, review transactions and manage banking services from your smartphone. RECENT KOTAK811 AND KOTAK MAHINDRA BANK ACHIEVEMENTS (2024–2026) Kotak811 and Kotak Mahindra Bank have received recognition across banking and digital innovation: • Global App Popularity: Kotak811 emerged as the third-most downloaded banking app worldwide in the first half of 2025. • Best Private Sector Bank: Kotak Mahindra Bank received the Best Private Sector Bank award at the 17th Financial Express Best Banks Awards for 2023–24. • Digital Innovation Leadership: Kotak Mahindra Bank was named Digital Private Bank of the Year – India at The Asset Triple A Digital Awards 2025. COMMON QUESTIONS Can I open a zero-balance savings account online? Eligible customers can start the application online in minutes. Account activation is subject to successful verification and applicable terms. Can I use Kotak811 as a UPI payment app? Yes. Register for UPI and use supported payments and transfers linked to your bank account. Download Kotak811 to apply for a zero-balance savings account online and access UPI payments, fixed deposits, recurring deposits and everyday mobile banking services. Disclaimer: Mutual fund investments are subject to market risks, read all scheme-related documents before investing. T&C Apply. ₹250 Amazon gift voucher campaign T&C – https://images.kotak.bank.in/bank/mailers/2026/files/Kotak811_Common_T&C.pdf Credit Card issuance & disbursal of loan is at the sole discretion of Kotak Mahindra Bank.

- Ready, set, login! We've given your login experience a speed boost. Get in and get going. - The usual bug-squashing Small yet important fixes behind-the-scenes for a smoother banking experience.