UK take-home pay estimate: PAYE, NI, student loan, pension. Not HMRC.
⚠️ Disclaimer: Take-Home Pay GB is an independent private app. It is not a government app and is not affiliated with, endorsed by or acting on behalf of HM Revenue & Customs (HMRC), the Scottish Government, the Welsh Government or the Student Loans Company.
Take-Home Pay GB estimates UK take-home pay for an employee paid through PAYE in the 2026 to 2027 tax year, for England, Wales, Northern Ireland and Scotland.
Features
• Income Tax (PAYE) with your tax code (default 1257L) and Employee National Insurance (Class 1)
• Student loan plans 1, 2, 4 and 5, postgraduate loan and workplace pension
• Monthly and yearly breakdown with the effective deduction rate
• Pro (yearly subscription in the app): compare two jobs or nations, saved scenarios and a year-ahead projection
Results are estimates only. They are not an official PAYE calculation, not a P60 and not tax advice. Always check them against your payslip and the official sources.
Official sources
• GOV.UK – Estimate your Income Tax: https://www.gov.uk/estimate-income-tax
• GOV.UK – Income Tax rates and Personal Allowances: https://www.gov.uk/income-tax-rates
• GOV.UK – Scottish Income Tax: https://www.gov.uk/scottish-income-tax
• GOV.UK – Welsh Income Tax: https://www.gov.uk/welsh-income-tax
• GOV.UK – Tax codes: https://www.gov.uk/tax-codes
• GOV.UK – National Insurance rates and categories: https://www.gov.uk/national-insurance-rates-letters
• GOV.UK – Repaying your student loan: https://www.gov.uk/repaying-your-student-loan/what-you-pay
• HMRC – Rates and thresholds for employers 2026 to 2027: https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2026-to-2027
Privacy policy: https://linespotting.com/privacy-policy/
Terms of use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Nouveautés
Updated 2026 tax calculations, bug fixes and Pro improvements.