Upstox Loans

Finance made fast, simple & seamless with Upstox Loans From unplanned expenses to your next big life goal—whatever the need, Upstox Loans makes borrowing stress-free and instant. Brought to you by RKSV Securities Pvt. Ltd. , we offer access to personal loans from trusted NBFCs and banks, through a fully digital and secure experience. 💸 What you can do with Upstox Loans: • Get instant personal loans - up to ₹10 lakh • Zero paperwork - 100% digital process • Quick disbursal - funds sent directly to your bank account • Personalised offers - based on your Upstox profile & credit score • Check loan eligibility & credit profile in seconds • Track status & download documents right from the personal loan app ⚡ Instant Personal Loans Upstox Loans offers fast, unsecured personal loans with flexible repayment options and competitive rates—available to both salaried and self-employed users. • Loan amount: ₹20,000 to ₹10,00,000 • Tenure: 6 to 60 months • APR: Starts from 13.99% - 36% • No collateral required • Instant disbursal upon approval • Transparent processing fees and no hidden charges 📍 Note: Personal loans are subject to approval and are available for select users only. And the maximum interest rate (APR) you could be charged is 36%. Let's look at a sample loan calculation: Personal loan Amount: ₹2,00,000 Tenure: 36 months Interest Rate: 24% p.a. Processing Fee: ₹5,900 (incl. GST) EMI: ₹7,210 Total Interest: ₹79,546 APR: 26.5% Net Disbursed: ₹1,94,100 Total Repayment: ₹2,79,546 🏦 Lending Partner(s) All personal loans are disbursed by RBI-registered entities. Upstox does not disburse loans. Currently partnered with: InCred Financial Services Ltd 📞 022-42117799 📩 [email protected] 💬 Chatbot: 8826272192 🌐 www.incred.com 🧾 What’s needed to apply for a personal loan? • You may be asked to submit: • Aadhaar & PAN for KYC • Bank account details for disbursal • A selfie for ID verification 📌 Additional documents may be requested based on your profile. ✅ Eligibility Criteria for a Personal Loan Eligibility is determined by lending partners. Common requirements include: • Indian citizens (age 21–65) • Salaried or self-employed • Meeting the lender’s income criteria • A credit score aligned with the lender’s risk policy 🔁 Repayment & Prepayment of Personal Loan • EMIs are auto-debited from your registered bank account via eNACH • Maintain a sufficient balance to avoid bounce charges • Foreclosure or part-payment allowed (may attract additional charges as per lender’s policy) 🔐 Secure & Transparent Upstox is committed to responsible lending practices. You will receive your Sanction Letter, Loan Agreement, and Key Fact Statement (KFS) on your registered email for complete clarity. 📄 Privacy Policy: https://upstox.com/terms-of-use-and-privacy-policy/ Ready to make your next move? Download the Upstox Loans App and get funds on the go—fast, flexible, and fully digital.