FamilyFinance

FamilyFinance keeps your family's money in spreadsheets you own: your investments, your loans, and your daily spending. Everything stays on your phone as a real Excel (.xlsx) file you can export, share and back up. DAILY EXPENSES, EVEN FROM BANK SMS • Turn on SMS import and your bank, card and UPI alerts become expense entries automatically: amount, merchant, account and payment method • New alerts are added as they arrive; review and confirm them with a swipe • Names payments for you: a gas bill paid through a payment app, a loan EMI collected by NACH • Skips personal messages, OTPs and promotions • Paid in cash? Add it in seconds with the form on the home screen • A tab per month, daily totals, top categories and how this month compares with the last INVESTMENT TRACKER • Savings accounts, fixed and recurring deposits, mutual funds, stocks, bonds, insurance and loans in one place • Net worth, where your money sits, and what matures or falls due soon • Export to Excel any time, or import a tracker someone shares with you LOAN AMORTIZATION • Your loan's full EMI schedule • Plan part-payments and see how many months and how much interest they save, before you pay • Import or export the schedule as an Excel sheet YOUR DATA STAYS YOURS • No account, no sign-up. The developer runs no servers and never sees your data • SMS is read on your phone only and never uploaded; SMS reading is optional and off until you turn it on

Floating rate loans: add each rate change from the month it applies, keep your EMI or enter the new EMI from your bank, and the schedule and spreadsheet update. New loan home: see repayment progress, outstanding balance, next EMI, and a year by year balance chart you can tap. Easier loan setup and editing. Smoother scrolling in Daily Expenses, with no accidental delete prompts. Faster, smaller app.