Budget & Bill Planner: Spendra

Spendra is a budget planner and bill planner for Android that shows you how much money you really have left this month, without ever giving up your data. Track expenses, plan envelope budgets, keep every subscription in check and work towards your savings goals, all in one calm, simple app. Your money, your data, and yours alone. PRIVATE BY DESIGN • No account, no login, no sign-up • All your data stays on your device • No bank connection, no banking credentials • No ads • App lock with fingerprint or face unlock, included for everyone LOGGED IN SECONDS • Quick entry with the amount field ready to type in • Scan a receipt for the amount, merchant and date • Split one entry across several categories • Salary, rent and the rest post themselves as recurring entries • Assign every entry to cash, card or an account ALWAYS KNOW WHAT'S LEFT • A budget planner built around safe-to-spend for the month • Envelope budgeting per category, with rollover into the next month • A 50/30/20 quick-start, calculated from your income • Can I afford this? Check a purchase before you make it • Top up envelopes, move money between them and cover overspending SUBSCRIPTIONS AND BILLS UNDER CONTROL • Every subscription in one place, with yearly cost and share of income • Reminders before a charge, before a trial converts and before a cancellation deadline • Price history per subscription • A bill planner calendar with everything that is due • A fixed-costs overview for rent, insurance and every recurring bill UNDERSTAND AND SAVE • Stats by day, week, month and year • Spending by category, trends and a money-flow chart • Savings goals with a target amount, date and monthly rate • Net worth across all your accounts, savings and debts • Trips with their own budget and foreign currency at ECB rates ON YOUR HOME SCREEN • A widget with the budget you have left • A gentle daily nudge to log what you spent • An alert when a budget hits 80% and 100% • A no-spend streak for your spend-free days FREE TO USE, PREMIUM FOR MORE • Free: unlimited entries, subscription tracking with reminders, basic stats, up to 5 envelopes, 1 savings goal, 1 trip and 1 custom category • Premium: unlimited envelopes, goals, categories and trips • Advanced statistics with yearly views and forecasts • Subscription insights with a price-increase alert • Net worth overview PREMIUM SUBSCRIPTION • Premium comes monthly, yearly with a free trial, or as a one-time Lifetime unlock • Subscriptions renew automatically unless you cancel in time • Manage or cancel anytime in the Google Play Store under Payments & subscriptions • Restore purchases is available in Settings Spendra is the budget planner for everyone who wants a grip on their money without linking a bank account or handing over personal data: from your first savings goal to subscription control and a travel budget. Questions or ideas? Write to us: [email protected] Privacy policy: https://darianhanci.de/datenschutz