EMI, SIP & FD Calculator India

A free EMI calculator, SIP calculator and FD calculator for India, with RD, PPF, post office scheme and income tax calculators in the same app. Compare returns, plan loans and investments, and track interest rates across banks, post offices, bonds, mutual funds and taxes. Designed for Indian savers and professionals alike, it delivers clean visuals, smart reports, and intuitive swipe navigation so you can move from input to insights in seconds. What you can do: Loan planning: Evaluate EMI schedules, prepayments, rate changes, moratoriums, and savings strategies. Deposits & savings: Compare fixed deposits (STDR, TDR), recurring deposits, post office schemes (MIS, NSC, TD, RD) and bank interest slabs side by side. Bonds & government schemes: Explore Sovereign Gold Bonds, RBI floating bonds, Section 54EC options, and key post office instruments in one place. Mutual funds: Run SIP, SWP, and ELSS scenarios with detailed projections and year-by-year breakouts. PPF simulator: Model fixed and variable contributions, extensions, and withdrawal rules effortlessly. Tax intelligence: Calculate income tax, capital gains, deductions, and reliefs with quick toggles for old vs. new regimes. Why users love it Swipe-friendly tabs for lightning-fast navigation between Input, Report, Graph, and Info views. Clean, readable charts and tables that make decisions easier at a glance. Built-in tips and info sections explaining formulas, rules, and eligibility in plain language. Dark mode aware themes that adapt automatically to your device. Lightweight and secure—no sign-up required, no personal data collected, and no background network chatter beyond rate updates. Stay ahead of the curve We track the latest RBI circulars, bank rate changes, and tax rule updates so your calculations always reflect the current landscape. Whether you’re an investor, financial planner, or simply want clarity on your money, this calculator app keeps everything organized, accurate, and delightfully easy to use. Download today and give your financial decisions the confidence they deserve.

Income tax calculator updated for FY 2025-26 and FY 2026-27: new slabs, ₹75,000 standard deduction and no tax up to ₹12 lakh (₹12.75 lakh for salaried). ₹ symbol fixed on all screens, PPF report and graphs added, charts fit the screen.