SpendScout: Expense Tracker

SpendScout is an automatic expense tracker that writes down your spending for you. Every time JazzCash, Easypaisa or your bank shows a payment alert, SpendScout adds that payment to one clean list: the amount, who you paid and a category. No typing, no spreadsheets, no bank login. Your daily hisaab, done by itself. SpendScout is not a bank, wallet or payment app. It can't send, receive or hold money, and it never connects to your bank or wallet accounts. It only writes down payments you've already made. Automatic expense tracking • Payments add themselves from wallet apps, bank apps and bank SMS alerts • Reads alerts from JazzCash, Easypaisa, SadaPay, NayaPay and banks such as Meezan Bank, HBL, UBL, MCB and Bank Alfalah • The same payment from an app alert and an SMS is saved once, not twice • Skips chats, personal messages, OTPs, promotions and failed payments • Not sure about an alert? It asks once: spent or received? One tap, with Undo Add cash expenses by voice • Say "500 chai, 200 rickshaw" and both are saved • Understands Urdu and English, including paanch sau, dedh hazaar and dhai sau • Or type an amount and what it was for, on any day Budget and spending insights • See where your money goes, by category and by month • Food, transport, bills, mobile load, shopping, health and more, picked automatically • Fix a category once and it remembers that person or shop next time • Tracks ATM cash you haven't written down yet, without counting it twice • Money moved between your own accounts isn't counted as spending • Search every payment by person, shop or note Private by design Your payments, alerts and categories stay on your phone, with no account to create and nothing uploaded. SpendScout uses the internet only to show ads. Chats and personal messages are not kept; only payment alerts are. Voice entry uses your phone's Google speech service to turn speech into text. Why SpendScout Writing down every payment in an expense manager by hand gets tiring, so most people stop after a week. SpendScout reads the payment alerts your phone already gets, so your expense list stays complete without the effort. It's a simple money manager and budget app for everyone who pays with JazzCash, Easypaisa, bank apps and cash. Where it works Automatic tracking works with wallets and banks in Pakistan, and in beta in India, Bangladesh, the United Arab Emirates, Saudi Arabia, Kenya, Nigeria and the Philippines. Anywhere else, you can add payments by voice or by typing. How it works SpendScout uses Android's notification access to read the payment alerts your apps already show you. It never asks for permission to read your SMS. You choose when to turn it on, and you can turn it off at any time. Also: 20 languages including Urdu, light and dark mode.

Lock the app with your fingerprint or phone PIN. Set a monthly budget and get a heads-up at 80%. A short recap in the morning and a reminder to add cash in the evening, at most one a day, plus your week every Sunday. Share where your money went this month, as percentages only. Reads bank SMS on more phones, and knows more Pakistani banks.